Financial Illumination Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides personalized financial planning and outsourced CFO services to high‑net‑worth individuals, trusts, family LLCs and partnerships, private foundations, family businesses, and other family‑related enterprises. Advice is gathered through in‑depth interviews and questionnaires and delivered in a comprehensive written plan; clients retain discretion over whether and how to implement recommendations.
As an outsourced CFO, the firm offers investment due diligence, illiquid investment tracking, third‑party services sourcing, estate‑planning coordination, philanthropy coordination, and other concierge financial services, and may recommend separate account managers for client consideration. The firm does not manage client assets, does not take custody or investment discretion, and provides ongoing monitoring with periodic review meetings at the client’s request.
Noteworthy distinctions include that the adviser is a licensed insurance agent who may receive commission compensation for insurance products, a disclosed potential conflict of interest. The firm also departs from typical independents by not providing portfolio management for individual clients and by not relying on percentage‑of‑AUM fee arrangements, focusing its work on high‑net‑worth and family‑entity engagements rather than on non‑HNW individual clients.
Client services
Expertise
Occupation focus
Fee options
Advisory professionals may receive commissions for sale of insurance products
Minimum fee: Generally requires a minimum fee of $10,000; minimum fee may be waived at firm's discretion Fee-only: Annual financial planning fee negotiated based on scope and complexity; billed quarterly in advance
Main office
Chicago IL
Advisors at this office
1
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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