Financial Independence, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$285,758,620
Clients
278
Advisors
4
of 7 employees
About
Financial Independence, LLC serves individual and high‑net‑worth clients as well as retirement plans, offering modular financial planning and a wealth management program called the Financial Independence BEST Life Planning Program. The firm provides advisory services through the AssetMark Platform and also offers pension consulting and participant education and asset‑allocation models for plan sponsors.
The firm does not directly manage client portfolios; instead it selects and recommends portfolio strategists on the AssetMark Platform and monitors those strategists’ performance and styles. Its stated investment philosophy emphasizes behavioral coaching, manager diversification, and a mix of tactical and strategic approaches, with recommendations typically focused on mutual funds and ETFs.
What is distinctive is that, according to the brochure, all reported assets—$288,104,032 as of December 2025—are managed on a non‑discretionary basis, and the firm does not take independent discretionary authority over client accounts. The firm also discloses activities that can create conflicts of interest—licensed advisors who may earn insurance commissions and participation in AssetMark’s advisor benefits and marketing support programs—while noting its ERISA fiduciary role when providing non‑discretionary pension advice.
Client services
Expertise
Occupation focus
Fee options
Fixed annual fee for financial planning services, ranges $1,200 to $6,000 in first year, $600 to $3,000 in subsequent years, negotiable.
$0+: 0.50% - 1.00% (Financial Advisor fee on AssetMark Platform, negotiable) $0+: 0.25% - 0.75% (Pension Consulting fee, negotiable)
Commission-based compensation for sale of insurance products by licensed insurance agents affiliated with the firm.
Financial planning services offered at $250 per hour.
Account minimum: $250,000 Fee-only: Financial planning fixed fees ranging from $1,200 to $6,000 in the first year; $600 to $3,000 in subsequent years; fees are negotiable and transparent.
Main office
931 Jefferson Boulevard, Suite 2005
Warwick RI 02886-2213
Advisors at this office
4
Most active in
Connecticut · Florida · Massachusetts · New Hampshire · New York · North Carolina · Rhode Island · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Rick C
ChFC®, Series 66
Warwick, RI
Financial Independence, LLC
Rick Campbell is a financial advisor at Financial Independence, LLC with 23 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior experience includes roles at Penn Mutual Life Insurance Company, Hornor Townsend & Kent, and Cigna Financial Services. Campbell serves as a board member of the Trudeau Memorial Foundation. Financial Independence, LLC serves individual and high-net-worth clients as well as retirement plans, offering modular financial planning and a wealth management program called the Financial Independence BEST Life Planning Program. The firm recommends portfolio strategists through the AssetMark Platform and emphasizes behavioral coaching, manager diversification, and a mix of tactical and strategic approaches.
Mark L
CFP®, Series 63, Series 65
Warwick, RI
Financial Independence, LLC
Mark Lavallee is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Financial Independence, LLC since 2009. He holds Series 63 and Series 65 licenses and is also employed by Digital Federal Credit Union in a fixed life insurance capacity. Financial Independence, LLC offers financial planning, wealth management through its BEST Life Planning Program, and pension consulting to individuals, retirement plans, trusts, estates, and charitable organizations. The firm employs a non-discretionary investment model focused on behavioral coaching, manager diversification, and a combination of tactical active and strategic passive strategies through third-party portfolio managers on the AssetMark platform.
Kevin P
CFP®, Series 65
Warwick, RI
Financial Independence, LLC
Kevin Pierro is a CFP® and holds a Series 65 license with seven years of industry experience. He has worked at Financial Independence, LLC since 2018 and previously spent time at TIAA and Bryant University. Financial Independence, LLC serves individual and high-net-worth clients as well as retirement plans, offering modular financial planning and a wealth management program called the Financial Independence BEST Life Planning Program. The firm provides advisory services through the AssetMark Platform, focusing on behavioral coaching, manager diversification, and a combination of tactical and strategic investment approaches without discretionary management of client portfolios.
Mac Kenzie C
Series 63, Series 65
Warwick, RI
Financial Independence, LLC
Mac Kenzie Campbell is a financial advisor at Financial Independence, LLC with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Citizens Securities, Inc., NYLIFE Securities LLC, and New York Life Insurance Company. Outside of finance, he has worked in the restaurant and fitness industries. Financial Independence, LLC provides financial planning, wealth management, and pension consulting services to individuals, retirement plans, trusts, estates, and charitable organizations. The firm uses a non-discretionary approach, recommending third-party portfolio strategists on the AssetMark platform, with an investment philosophy focused on behavioral coaching, manager diversification, and a blend of tactical active and strategic passive strategies.
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