Financial Legacy Builders
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Legacy Builders is an independent, single‑advisor registered investment adviser that provides comprehensive wealth management and financial planning to individuals and high‑net‑worth clients. The firm offers discretionary portfolio management using third‑party managers and model portfolios, plus one‑time comprehensive plans and hourly financial consulting.
The firm’s investment process emphasizes asset allocation and modern portfolio theory, blending passive and active strategies and implementing model portfolios and outside manager solutions available through third‑party platforms. Portfolios are tailored to client goals, risk tolerance, and any client‑imposed restrictions, and the firm may offer socially responsible investing options and estate‑planning coordination with outside professionals and technology services.
A distinctive feature is the firm’s affiliation with a licensed insurance agency under common ownership and the adviser’s role as a licensed insurance agent who devotes roughly 25% of professional time to insurance activities and may receive commission compensation; the brochure discloses this conflict and states insurance purchases are optional. The firm is very small and recently established—reporting zero discretionary assets under management at the latest filing—and discloses multiple outside business activities (veteran services, coaching, and consulting) and a range of specialized credentials that may influence the scope of services and referral sources.
Client services
Expertise
Demographic focus
Fee options
Up to 1% of gross household income for Comprehensive Financial Plans, negotiable
1.00% annually, negotiable
Commission-based compensation earned from selling insurance products, separate from advisory fees
$100 per hour for Financial Consulting services, negotiable
Main office
Fairborn OH
Advisors at this office
1
Most active in
Ohio · Texas
Also doing business as
Financial Legacy Builders · Financial Legacy Builders LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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