Financial Life Designs LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm manages roughly $38 million across a small client base and offers both comprehensive and modular planning engagements, retirement rollover guidance, and coordination with outside professionals to implement plan recommendations.
The firm’s process is planning-first, following a structured financial planning framework and using written investment policy guidance when requested. Portfolios are built from diversified allocations of equities, mutual funds/ETFs and fixed income, informed by both fundamental and technical analysis and by portfolio-construction tools such as modern portfolio theory and risk-adjusted measures; the firm typically operates with discretionary trading authority and conducts ongoing monitoring and annual reviews.
What is distinctive is the small advisory team with relatively high assets per client, which corresponds with a relationship-focused delivery model and separate, plan-specific billing for ongoing plan review (fees for those reviews may be waived if the firm also provides portfolio management). The firm is fee-only and receives certain custodial support and economic benefits from its custodian, a relationship the brochure discloses as a potential conflict of interest, and it leaves proxy voting decisions to clients rather than voting client proxies itself.
Client services
Expertise
Fee options
Flat fees for financial planning: $3,000 to $10,000 for comprehensive plans; Discovery meeting fee up to $500; Annual review fee $3,000 annually ($750 per quarter)
$0 - $500,000: 1.50% annually $500,001 - $750,000: 1.25% annually $750,001 - $1,000,000: 1.00% annually $1,000,001+: 0.75% annually
Up to $500 per hour for modular financial planning
Account minimum: $250,000 minimum initial investment to open a managed portfolio account (may be waived or reduced) Fee-only: Fee-only registered investment advisor
Main office
1540 International Parkway, Suite 2000
Lake Mary FL 32746
Advisors at this office
2
Most active in
Florida
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Tyler J
Series 65
Lake Mary, FL
Financial Life Designs LLC
Tyler Jones is a financial advisor at Financial Life Designs LLC in Lake Mary, FL, holding a Series 65 credential with two years of industry experience. His work history includes multiple roles at Financial Life Designs LLC and previous positions at Charles Perry Partners, Inc. and F J Nugent & Associates, Inc. Outside of his advisory role, he owns a sole proprietorship specializing in research and CAD design for outdoor products. Financial Life Designs LLC serves individual clients, including high-net-worth households, through fee-only financial planning and discretionary portfolio management. The firm employs a planning-first approach with diversified portfolios built using both fundamental and technical analysis, focusing on a relationship-driven model for a small client base.
Audrey J
CFP®, Series 63
Lake Mary, FL
Financial Life Designs LLC
Audrey Jones is a CFP® with 21 years of industry experience, currently serving at Financial Life Designs LLC since 2015. Her prior roles include positions at California Lutheran University, Bauerle Financial, Inc., Wealthcare Capital Management LLC, FirstWave Financial, and Financial Management Concepts. Financial Life Designs LLC provides fee-only financial planning and discretionary portfolio management to individual clients, including high-net-worth households. The firm focuses on a planning-first approach with diversified portfolios, ongoing monitoring, and a relationship-focused delivery model.
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