Financial Life Journeys
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary investment management and financial planning to individual and high-net-worth clients as a solo independent advisory practice, overseeing roughly $6.5 million in discretionary assets across about two dozen client relationships. It requires a $200,000 account minimum and offers both comprehensive, ongoing planning engagements and limited-scope planning on an hourly basis.
Investment management emphasizes passive portfolios built from low-cost index mutual funds and ETFs, with asset allocation guided by a client-specific investment policy and informed by fundamental analysis for security selection. Financial planning follows the CFP Board process and a values-based approach, addressing cash flow, retirement, tax, insurance, estate and charitable planning and coordinating implementation when clients opt into managed accounts.
What distinguishes the firm is the principal’s substantive, ongoing role in nonprofit legacy and gift planning (the principal devotes approximately two-thirds of professional time to that external position), which brings particular experience in charitable and estate strategies while also limiting in-house capacity. As a small, discretionary-only practice with a relatively high account minimum and a written-plan delivery timeframe tied to refunds if not delivered within the stated period, the firm operates with a plan-centered, coordinated-advice focus that differs from larger or more transaction-focused peers.
Client services
Expertise
Demographic focus
Fee options
Comprehensive Financial Planning fees range from $2,500 to $7,000 for an initial 12-month engagement
$0 - $1,000,000: 0.8% annually $1,000,000 - $2,000,000: 0.5% annually $2,000,000+: 0.2% annually
$150 per hour, negotiable
Account minimum: $200,000
Main office
Peyton CO
Advisors at this office
1
Most active in
Colorado · Texas
Also doing business as
Financial Life Journeys · Financial Life Journeys, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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