Financial Life Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$21,022,136
Clients
51
Advisors
1
of 2 employees
About
Financial Life Planning, LLC provides comprehensive financial planning, consulting, and discretionary and non‑discretionary portfolio management to individuals, families, small business owners, trusts, estates, and retirement plan participants. The firm manages roughly $23.2 million in client assets across a modest client base and offers services that include retirement needs analysis, pension lump‑sum versus annuity evaluations, college savings, tax‑minimization planning, and business succession planning.
The firm’s investment process is individualized and model‑based, with ongoing supervision and annual formal reviews; Monte Carlo simulations are used in some financial planning analyses to assess outcomes under uncertainty. Portfolios are diversified across equities, mutual funds, and ETFs and, when appropriate, may incorporate fixed and variable annuities and stock options for hedging or conservative strategies.
A distinctive element is that the firm’s advisers hold insurance producer licenses and, in limited cases, may sell life, disability, and long‑term care insurance for separate, commission‑based compensation, a practice the brochure identifies as a potential conflict of interest. The combination of fee‑based asset management with occasional insurance brokerage activity and specific services such as pension lump‑sum versus annuity decision support and employee benefit consulting is less common among peers of similar size.
Client services
Expertise
Occupation focus
Fee options
Typically ranges from $1,200 to $6,000 depending on complexity and scope
$0 - $200,000: 1.30% annually $200,000 - $1,000,000: 0.90% annually $1,000,000 - $1,500,000: 0.85% annually $1,500,000 - $2,500,000: 0.60% annually $2,500,000 - $5,000,000: 0.45% annually $5,000,000 - $25,000,000: 0.40% annually
Insurance products sales commission (separate and customary compensation)
$250.00 per hour
Account minimum: $100,000 Fee-only: 0.40% to 1.30% annually based on tiered schedule
Main office
10,000 Lincoln Drive East, Suite 201
Marlton NJ 08053
Advisors at this office
1
Most active in
New Jersey · Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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