Draper, UT Office

Financial Network Wealth Advisors LLC (d/b/a Plan 4 Wealth) provides discretionary and non‑discretionary investment management, financial planning, and ERISA 3(21) retirement plan services to individuals, high‑net‑worth clients, and business/charitable entities. The firm reports just over $515 million in assets under management across a six‑advisor team and offers advice on equities, fixed income, mutual funds, ETFs and other common investment vehicles.

The firm’s investment process blends fundamental security analysis with Monte Carlo planning and efficient‑frontier portfolio construction to align asset allocation with client goals and risk tolerance, and accounts are reviewed at least quarterly. FNWA often implements strategies through a sub‑advisor (TownSquare Capital, LLC) and may hire, terminate, or further delegate advisors to manage portions of client portfolios while retaining the primary client relationship and oversight.

What is notable about FNWA compared with many peers is its rapid scale‑up to over $500 million AUM despite a recent (2022) formation, and its operating model that combines use of sub‑advisors and Schwab’s institutional custody platform with advisor affiliations as registered representatives (Cetera) and licensed insurance agents. The firm discloses these dual roles and the related potential for commission‑based recommendations, and it routinely recommends clients direct brokerage to Charles Schwab while disclosing the economic benefits it receives from that custodial relationship.