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Murray, UT Office

Team
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Financial Network Wealth Advisors LLC logo

Financial Network Wealth Advisors LLC

Team

Firm-wide stats for Financial Network Wealth Advisors LLC

Total advisors

7

Across 2 offices

Clients per advisor

252 Very High

Avg AUM per client

$261,033 Very Low

HNW client ratio

6% Very Low

About

Financial Network Wealth Advisors LLC (d/b/a Plan 4 Wealth) provides discretionary and non‑discretionary investment management, financial planning, and ERISA 3(21) retirement plan services to individuals, high‑net‑worth clients, and business/charitable entities. The firm reports just over $515 million in assets under management across a six‑advisor team and offers advice on equities, fixed income, mutual funds, ETFs and other common investment vehicles.

The firm’s investment process blends fundamental security analysis with Monte Carlo planning and efficient‑frontier portfolio construction to align asset allocation with client goals and risk tolerance, and accounts are reviewed at least quarterly. FNWA often implements strategies through a sub‑advisor (TownSquare Capital, LLC) and may hire, terminate, or further delegate advisors to manage portions of client portfolios while retaining the primary client relationship and oversight.

What is notable about FNWA compared with many peers is its rapid scale‑up to over $500 million AUM despite a recent (2022) formation, and its operating model that combines use of sub‑advisors and Schwab’s institutional custody platform with advisor affiliations as registered representatives (Cetera) and licensed insurance agents. The firm discloses these dual roles and the related potential for commission‑based recommendations, and it routinely recommends clients direct brokerage to Charles Schwab while disclosing the economic benefits it receives from that custodial relationship.

Based on Financial Network Wealth Advisors LLC

Expertise

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning

Based on Financial Network Wealth Advisors LLC

Location

118 West Winchester Street, Suite 101

Murray UT 84107

Advisors at this office

6

Advisors at this office

user avatar

Darin A

Series 65, Series 66

Murray, UT

Financial Network Wealth Advisors LLC

Darin Arnell is a financial advisor with Financial Network Wealth Advisors LLC and holds Series 65 and Series 66 credentials. He has 22 years of industry experience, including prior roles at Ameriprise and Cetera Wealth Services. Arnell is also involved as a wealth manager at Plan 4 Wealth LLC and holds ownership positions in several business entities related to financial services and pass-through entities. Financial Network Wealth Advisors LLC provides investment management, financial planning, and ERISA 3(21) retirement plan services to individuals, high-net-worth clients, and business and charitable entities. The firm employs a strategy combining fundamental security analysis with Monte Carlo planning and efficient-frontier portfolio construction, and utilizes sub-advisors while maintaining primary client relationships.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Justin H

Series 63, Series 65

Murray, UT

Financial Network Wealth Advisors LLC

Justin Hansen is an investment advisory representative at Financial Network Wealth Advisors LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cetera Wealth Services and Key Bank. Hansen also serves as a football coach at Bingham High School. Financial Network Wealth Advisors LLC provides investment management, financial planning, and ERISA 3(21) retirement plan services to individuals, high-net-worth clients, and business or charitable entities. The firm manages over $515 million in assets and employs a process that combines fundamental security analysis with Monte Carlo planning and efficient-frontier portfolio construction.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Kathleen W

Series 66

Murray, UT

Financial Network Wealth Advisors LLC

Kathleen Willham is a financial advisor at Financial Network Wealth Advisors LLC with one year of industry experience. She holds the Series 66 designation and has worked with K & J Wealth LLC, Cetera Wealth Services, LLC, and Plan 4 Wealth. Financial Network Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and business entities, also offering retirement plan advisory services. The firm employs fundamental analysis and planning tools such as Monte Carlo simulations and efficient-frontier optimization, often engaging sub-advisors to manage client accounts.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Scott C

Series 63, Series 65

Murray, UT

Financial Network Wealth Advisors LLC

Scott Cheshire is a financial advisor with Financial Network Wealth Advisors LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. His career includes roles at Cetera Advisor Networks LLC and Cetera Wealth Services, LLC, among others. Outside of his advisory work, he is a member of the Layton Hills Chapter of ENRG, where he conducts weekly meetings and supports chapter growth. Financial Network Wealth Advisors LLC provides discretionary and non-discretionary investment management, financial planning, and ERISA 3(21) retirement plan services to individuals, high-net-worth clients, and business or charitable entities. The firm manages over $515 million in assets and combines fundamental security analysis with Monte Carlo planning and efficient-frontier portfolio construction to align investments with client goals and risk tolerance.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Therese M

CFP®, Series 63

Murray, UT

Financial Network Wealth Advisors LLC

Therese Milad is a CFP® with 40 years of industry experience, currently serving as an investment advisory representative at Financial Network Wealth Advisors LLC. She has a long tenure in the financial services industry, including over two decades with Cetera Advisor Networks LLC and Cetera Wealth Services, LLC. Milad is active in community and professional organizations, including membership in the Rotary Club of Sugarhouse, UT, and participation on the Financial Planning Association’s pro bono committee, where she teaches financial planning to community groups. Financial Network Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, and business entities. The firm employs fundamental analysis and planning tools such as Monte Carlo simulations and efficient-frontier optimization, often engaging sub-advisors to manage client assets and offering ERISA plan advisory services in a limited-scope 3(21) capacity.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
user avatar

Aldo A

CFA®

Murray, UT

Financial Network Wealth Advisors LLC

Aldo Arnone is a CFA® charterholder with over 16 years of industry experience, currently serving as a financial advisor at Financial Network Wealth Advisors LLC. Prior to joining FNWA, he spent 15 years at U.S. Bank NA. Financial Network Wealth Advisors LLC provides investment management, financial planning, and ERISA 3(21) retirement plan services to individuals, high-net-worth clients, and business and charitable entities. The firm manages over $515 million in assets and employs a blend of fundamental security analysis, Monte Carlo planning, and efficient-frontier portfolio construction to align portfolios with client goals and risk tolerance.

Retirement income strategy Retirement plans for business owners (SEP, solo 401k) Long-term care insurance Cash flow / budgeting General tax planning
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