Financial Planning Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Planning Associates serves individuals and small businesses by providing financial planning and by referring clients to a third‑party investment adviser for portfolio management. The firm develops a client Risk Profile through personal discussions and documents client goals and limitations to guide referrals rather than directly managing or custodying client assets.
FPA evaluates a client’s financial and tax situation to determine appropriate third‑party programs, provides ongoing monitoring of the selected manager, and meets with clients periodically to review and update planning documents. Financial planning is offered as a separate service and the firm assists clients in selecting or changing investment managers when needed.
The brochure discloses prior regulatory and customer matters, including a FINRA disciplinary action and settled complaints, which the firm identifies as material to client evaluation. The firm also notes that it is compensated by the third‑party manager for referrals rather than charging typical AUM fees, and that its principal conducts a separate tax‑preparation business — conflicts the brochure says are addressed through disclosure, due diligence and client consent.
Client services
Expertise
Occupation focus
Fee options
$250 per hour, fees are negotiable
Fee-only: $250 per hour, fees are negotiable
Main office
335 Spreckels Drive, Suite A
Aptos CA 95003
Advisors at this office
1
Most active in
California
Also doing business as
Financial Planning Associates · Mccourt, Daniel Irvin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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