Financial Planning Group Inc. (The)
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Financial Planning Group, Inc. provides comprehensive financial planning, consulting and both discretionary and non‑discretionary investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. According to its brochure, the firm offers fee‑based services including fixed and hourly financial planning, as well as asset‑based wealth management and oversight of variable annuities and employer‑sponsored retirement plans, managing roughly $2.5 million across about 25 client relationships.
FPG tailors portfolios through an initial suitability assessment (risk tolerance, time horizon, income needs) and constructs asset allocations that may include independent managers, mutual funds, ETFs, individual equities and fixed‑income securities, with ongoing monitoring and at least quarterly reviews. The firm combines fundamental, technical and cyclical analysis in security selection, and notes it may recommend or use private collective investment vehicles, options, closed‑end and preferred securities where appropriate.
Notable distinctions in FPG’s brochure include that certain supervised persons are registered representatives of an SEC‑registered broker‑dealer (Comprehensive) and may offer commission‑based brokerage and insurance products in addition to the firm’s advisory services, and the firm recommends custody through Charles Schwab and TD Ameritrade and participates in their institutional programs. The brochure also discloses an affiliation with Robert A. Bonavito, CPA, PC for consultation and indicates the firm’s client mix does not generally target typical non‑high‑net‑worth retail households, a combination of features less common among independent advisory firms.
Client services
Expertise
Fee options
Fixed fees for financial planning and consulting generally range from $1,500 to $10,000
0.50% to 2.50% annually depending on asset size and services
Certain supervised persons offer securities brokerage services under commission arrangements through an affiliated broker-dealer
Hourly fees range from $285 to $875 depending on scope of services and professional
Account minimum: FPG does not impose a minimum portfolio size or minimum annual fee. Certain Independent Managers may impose minimums, but FPG itself does not. Fee-only: Fee-based services including percentage of AUM, fixed fees, and hourly fees
Main office
1812 Front Street
Scotch Plains NJ 07076
Advisors at this office
1
Most active in
New Jersey
Also doing business as
Financial Planning Group Inc. (The) · Robert A Bonavito
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)