Financial Planning Hawaii, Inc. logo

Financial Planning Hawaii, Inc.

Updated today

Client assets under management

$382,363,817

Clients

241

42% high-net-worth

Advisors

4

of 5 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

60

High

Average account size

$1,586,572

About

Financial Planning Hawaii, Inc. provides comprehensive financial planning and investment advisory services to individual investors, families, and small businesses nationwide. The firm offers ongoing continuous financial planning with discretionary portfolio management and a separate flat‑fee, fee‑only planning service offered under the DBA Fee‑Only Planning Hawaii.

FPH grounds its investment advice in academic frameworks such as Modern Portfolio Theory, the Efficient Market Hypothesis, and Random Walk concepts, typically favoring passive core equity allocations (index funds and ETFs) and discouraging frequent trading or market timing. For fixed‑income needs it generally prefers individual CDs, Treasuries, agency, corporate and municipal bonds with laddering, and it uses client access to eMoney plus a firm‑developed retirement simulation tool to model planning scenarios.

Distinctive features relative to many peers include the firm’s recent addition of discretionary investment management and its SEC registration, along with roughly $382 million in AUM managed by a four‑adviser team. The firm also retains eMoney access for one‑time planning clients, discloses an affiliation between a firm principal and a subscription planning software company, and reports that it does not aggregate client trade orders—operational and affiliation details that prospective clients may want to review.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Income planning Wealth management Cash flow / budgeting

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Fee options

Fixed

Flat-fee financial planning services offered, fees negotiated individually, typically $3,000 to $10,000

Percentage

$0 - $499,999.99: 0.75% annually $500,000 - $999,999.99: 0.65% annually $1,000,000 - $2,999,999.99: 0.50% annually $3,000,000 - $3,999,999.99: 0.40% annually $4,000,000 - $4,999,999.99: 0.30% annually $5,000,000+: 0.10% annually

Commissions

Insurance commissions earned by some representatives for insurance product sales

Other

Fee-only: Negotiated fees ranging from $3,000 to $10,000 depending on complexity and scope

Main office location

Financial Planning Hawaii, Inc.

677 Ala Moana Blvd., Suite 605

Honolulu HI 96813, United States

Number of offices

2

Most active in

Hawaii

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Itaat H

Series 63, Series 65

Honolulu, HI

Financial Planning Hawaii, Inc.

Itaat Husain is a financial advisor at Financial Planning Hawaii, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at J.W. Cole Advisors, Inc., J.W. Cole Financial, Inc., and Wells Fargo Advisors Financial Network LLC. Outside of advising, he is a notary public in Honolulu, HI. Financial Planning Hawaii, Inc. provides comprehensive financial planning and investment advisory services to individuals, families, and small businesses nationwide. The firm emphasizes academic investment frameworks such as Modern Portfolio Theory and typically favors passive core equity allocations alongside fixed-income laddering strategies.

General retirement planning Income planning Wealth management Cash flow / budgeting
user avatar

Laurey S

Series 66

Honolulu, HI

Financial Planning Hawaii, Inc.

Laurey Shintani is a financial advisor at Financial Planning Hawaii, Inc. with experience dating back to 2016. She holds a Series 66 designation and has worked at firms including J.W. Cole Advisors, Park Avenue Securities, Guardian Life Insurance Company, and Thrivent Investment Management. She also has affiliations with the University of Hawaii. Financial Planning Hawaii, Inc. provides comprehensive financial planning and investment advisory services to individuals, families, and small businesses nationwide. The firm emphasizes academic investment frameworks and offers both discretionary portfolio management and flat‑fee, fee‑only planning services.

General retirement planning Income planning Wealth management Cash flow / budgeting
user avatar

John R

Series 63, Series 65

Honolulu, HI

Financial Planning Hawaii, Inc.

John Robinson is a financial advisor with Financial Planning Hawaii, Inc., holding Series 63 and Series 65 designations and 36 years of industry experience. He has worked at Financial Planning Hawaii since 2010 and was previously with J. W. Cole Advisors, Inc. and J.W. Cole Financial, Inc. Robinson is also CEO of NEST EGG GURU, LLC, a web-based retirement planning application. Financial Planning Hawaii, Inc. provides comprehensive financial planning and investment advisory services to individual investors, families, and small businesses nationwide. The firm emphasizes academic investment frameworks and predominantly uses passive equity allocations combined with fixed-income laddering, offering both discretionary portfolio management and flat-fee, fee-only planning services.

General retirement planning Income planning Wealth management Cash flow / budgeting
user avatar

Susan G

CFP®, Series 63, Series 66

Saylorsburg, PA

Financial Planning Hawaii, Inc.

Susan Gabor is a CFP® professional with 25 years of experience in the financial services industry. She is currently with Financial Planning Hawaii, Inc. and has previously worked at Ameriprise Financial Services, Inc. for 17 years, among other firms. Financial Planning Hawaii, Inc. offers comprehensive financial planning and investment advisory services to individuals, families, and small businesses across the country. The firm emphasizes academic-based investment strategies, primarily using passive core equity allocations and fixed-income ladders, and provides both discretionary portfolio management and fee-only planning services.

General retirement planning Income planning Wealth management Cash flow / budgeting
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