Financial Planning Solutions, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Planning Solutions, Inc. provides comprehensive financial planning and implementation assistance to individuals (including trusts, estates and retirement accounts), high‑net‑worth or “qualified” clients, and business entities. The firm’s services center on creating tailored financial plans across accumulation, retirement, estate, tax and business planning modules, with up to one year of help implementing the plan rather than ongoing asset management.
The firm prepares personalized investment policy statements and evaluates investments using both fundamental and technical analysis while considering mutual funds and ETFs among other instruments. It does not manage client assets, accept custody, or exercise discretionary trading authority, and it charges planning fees on an hourly or fixed‑fee basis rather than using percentage‑of‑AUM billing.
Noteworthy for an independent solo adviser, the firm’s representative maintains broker‑dealer and insurance registrations and may receive commissions, 12b‑1 fees and other compensation if clients implement recommendations through affiliated channels; the brochure discloses these conflicts and describes mitigation steps such as a Code of Ethics and client disclosures. The adviser also indicates that associated persons spend a substantial portion of their time on broker‑dealer–related activities, and the practice’s focus on planning for HNW and business clients (rather than typical non‑HNW retail clients) distinguishes it from many peers.
Client services
Expertise
Fee options
Fixed fee generally ranges from $2,500 to $6,000 for comprehensive financial planning
Commissions and/or fees from sale of securities and insurance products when implemented through the adviser's broker-dealer affiliation
Generally $160 per hour
Annual renewal fee ranging from $350 to $500
Minimum fee: Annual renewal fee ranging from $350 to $500 Fee-only: Hourly fee generally $160/hour; Fixed fee generally ranges from $2,500 to $6,000 for comprehensive plan
Main office
2784 Gateway Road, Suite 102
Carlsbad CA 92009
Advisors at this office
1
Most active in
California
Also doing business as
Boyce, Shelley Lee · Financial Planning Solutions · Financial Planning Solutions, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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