Financial Scaffolding, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Financial Scaffolding is an SEC‑registered advisory firm that provides fee-only financial planning and consulting to individual clients rather than discretionary investment management or custody of client assets. The brochure states the firm does not actively manage client assets, does not accept investment discretion, and works with individuals on goal setting, retirement planning, tax and insurance considerations.
The firm describes a fundamental-analysis, long‑term approach with a heavy emphasis on simplified, passive investments to achieve broad diversification and lower management costs. Financial Scaffolding delivers plans and ongoing guidance directly to clients (including written summaries for some engagements) and markets its services through its public website, with an online purchase and renewal process and an offered money‑back guarantee for initial guidance.
A few features in the brochure distinguish the firm from many peers: its listed principal office is in Manila, Philippines, while it is registered with the U.S. SEC, and the founder’s background includes extensive international education experience. The firm’s direct-to-consumer web delivery model and flat, non‑AUM fee structure (the brochure notes it is a fee‑only firm that does not charge percentage‑of‑assets fees) are also atypical for firms categorized primarily as investment managers.
Client services
Expertise
Fee options
Minimum fee: $200 for the first 12 months of Financial Planning and Investment Guidance; thereafter $7.50 per month renewal fee Fee-only: Fee-only financial planning and investment advisory services; $200 initial fee for 12 months guidance, $7.50/month renewal thereafter
Most active in
Michigan
Also doing business as
Financial Scaffolding, LLC · Nielsen, Kevin Robert
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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