Newport News, VA Diligence Dr. Office

Financial Security Advisory, Inc. provides investment advisory and financial planning services to individuals, trusts, estates and employer-sponsored plans, managing portfolios that include mutual funds, stocks, bonds, ETFs and, where appropriate, illiquid alternative investments. The firm also offers advisory programs delivered through third‑party platforms (including a Charles Schwab Managed Advisory Platform) and will accept transferred legacy positions when constructing client accounts.

FSA emphasizes asset allocation as the primary driver of portfolio construction and favors long‑term holdings, using quantitative screening and qualitative due diligence (including manager tenure and multi‑period performance) to select mutual funds and other investments. Accounts are typically managed on a limited discretionary basis, with periodic reviews and the option to use separate account managers or alternative investments when deemed suitable.

The brochure discloses affiliations with related entities that sell insurance and variable products, noting those relationships may create potential conflicts of interest when recommending products or companies to clients. Unlike many peers that offer fixed‑fee arrangements, FSA’s advisory practice is structured around percentage‑of‑AUM fees (negotiable) and hourly or project fees for planning, and the firm has expanded disclosures about additional expenses tied to private equity and other alternative investments.