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Financial Security Solutions, Corp.

Updated today

Client AUM

$67,990,981

Clients

86

Advisors

2

across 2 offices

About

Financial Security Solutions Corp. provides asset management (primarily by referring clients to third‑party managers), financial planning, and collaborative monitoring services to individuals — including high‑net‑worth clients — and pension/profit‑sharing plans. The firm reports about $68.96 million in assets under advisement, two advisors, and roughly 86 clients.

The firm’s advisory model relies on model portfolios and outside managers (including arrangements with SEI and AssetMark) and it generally does not accept discretionary authority, leaving trading and implementation to third‑party managers or to clients themselves. Financial planning and consulting are offered on an hourly or flat‑fee basis, and collaborative monitoring is available for accounts custodied outside the firm’s third‑party platforms.

Financial Security Solutions’ representatives are also registered representatives of Osaic Wealth and are licensed to sell commissionable securities and insurance products, and the firm receives portion‑of‑advisory fees from third‑party managers — arrangements the brochure discloses as potential conflicts of interest. The combination of predominantly non‑discretionary/advisory relationships, revenue sharing with third‑party managers, and additional services (insurance sales and optional tax preparation) distinguishes its business model from many similarly sized advisory firms.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Equity compensation tax strategy Cash flow / budgeting

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Fee options

Fixed

Flat fees generally range from $500 to $10,000 for financial planning and consulting; Annual maintenance fee of $1,000 billed in three installments; Fixed fees for Collaborative Monitoring Services billed quarterly.

Commissions

Representatives receive commissions for securities sales through Osaic Wealth, Inc., including distribution or service ('trail') fees.

Project-based

Hourly fees of $400 for financial planning and consulting services.

Other

Account minimum: $250,000 Fee-only: Hourly fees of $400; Flat fees generally range from $500 to $10,000; Annual financial planning maintenance fee of $1,000 billed in three installments; Fixed fees for Collaborative Monitoring Services billed quarterly in advance.

Main office

See office

23734 Valencia Blvd, Suite 200

Valencia CA 91355

Advisors at this office

1

Most active in

California · Louisiana · Texas

Also doing business as

Financial Security Solutions, Corp. · Oak Harbor Financial

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

James P

Series 66

Newport Beach, CA

Financial Security Solutions, Corp.

James Peebles is a financial advisor at Financial Security Solutions, Corp. in Newport Beach, CA, holding a Series 66 designation with 39 years of industry experience. He has worked at Financial Security Solutions Corp. since 2005 and Royal Alliance Associates, Inc. since 1989, and has operated Peebles Financial Services since 1976. Outside of advisory work, he provides income tax preparation and insurance sales through his sole proprietorship. Financial Security Solutions Corp. offers asset management primarily through third-party managers, financial planning, and collaborative monitoring services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm typically employs a non-discretionary advisory model, using model portfolios and outside managers, with financial planning and consulting provided on an hourly or flat-fee basis.

Equity compensation tax strategy Cash flow / budgeting
user avatar

Karen M

CFP®, Series 63, Series 65

Valencia, CA

Financial Security Solutions, Corp.

Karen Malkoff Hatton is a CFP® with over 41 years of experience in the financial services industry. She has been with Financial Security Solutions, Corp. since 2002 and is also associated with Osaic Wealth, Inc. She serves as President and COO of Financial Security Solutions and is a co-trustee of the Rosen Family Trust. Additionally, she offers life, health, disability, and long-term care insurance to clients through a sole proprietorship. Financial Security Solutions Corp. provides asset management primarily through third-party managers, financial planning, and collaborative monitoring services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm uses model portfolios and outside managers, generally does not accept discretionary authority, and offers financial planning on an hourly or flat-fee basis.

Equity compensation tax strategy Cash flow / budgeting
View complete list of advisors at this firm
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