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Financial Sense Advisors, Inc.

Updated today

Client AUM

$812,718,595

Clients

588

Advisors

8

across 3 offices

About

Financial Sense Advisors, Inc. is a registered investment adviser serving individuals (including high-net-worth clients), retirement plans, trusts, and other entities, managing roughly $836 million for about 588 clients through a team of nine advisors. The firm provides discretionary portfolio management, comprehensive financial planning, retirement-plan consulting and participant account management, and advice on fee-based annuities and other investment vehicles.

The firm combines fundamental and technical analysis to implement client-directed investment objectives and offers strategies ranging from conservative fixed-income allocations to aggressive equity-focused portfolios; trading approaches include long- and short-term purchases, margin transactions, and option writing. FSA also provides retirement plan participant account management via a third‑party aggregation platform and delivers on-going reporting and periodic portfolio reviews.

What is distinctive about this advisor is its vertical integration: it operates a wholly owned broker‑dealer and licensed insurance agency, and several advisory personnel are registered representatives of that broker‑dealer, which executes PAM account trades and receives clearing and revenue-sharing arrangements. The firm’s use of derivatives and option-writing in managed accounts, its requirement that PAM accounts use the affiliated broker‑dealer, and the firm leadership’s substantial time spent in affiliated broker-dealer, insurance, and educational businesses are notable features relative to its peer group.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy

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Fee options

Fixed

Fixed fees typically $1,500 to $5,000 (for financial planning and consulting)

Percentage

$0 - $500,000: 1.30% $500,001 - $1,500,000: 0.85% $1,500,001 - $2,500,000: 0.80% $2,500,001 - $3,500,000: 0.75% $3,500,001 - $5,000,000: 0.70% $5,000,001+: 0.60%

Project-based

$200 to $300 per hour (for financial planning and consulting)

Other

Account minimum: $50,000 to $250,000 (negotiable) Fee-only: Fixed fees: $1,500 to $5,000; Hourly fees: $200 to $300 per hour

Main office

See office

10920 Via Frontera, Suite 500

San Diego CA 92127

Advisors at this office

6

Most active in

Alabama · Arizona · California · Colorado · Connecticut · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Louisiana · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · Ohio · Oregon · Pennsylvania · South Carolina · Tennessee · Texas · Utah · Virginia · Washington · Wisconsin

Also doing business as

Financial Sense Advisors, Inc. · Financial Sense Wealth Management · Puplava Financial Services Inc

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Christopher P

Series 66

Gilbert, AZ

Financial Sense Advisors, Inc.

Christopher Puplava is a financial advisor with Financial Sense Advisors, Inc. in Gilbert, AZ, holding a Series 66 designation and over 16 years of industry experience. He has worked at Puplava Securities, Inc. since 2016 and at Puplava Financial Services, Inc. since 2005. Puplava also participates in podcasts and writes occasional articles for FinancialSense.com. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for nearly 600 clients, including individuals, retirement plans, and trusts. The firm uses a combination of fundamental and technical analysis to implement client-directed strategies, offering a range of portfolio approaches from conservative fixed income to aggressive equity, along with retirement-plan consulting and participant account management.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
user avatar

James P

CFP®, Series 63

San Diego, CA

Financial Sense Advisors, Inc.

James Puplava is a CFP® with 44 years of experience in the financial services industry. He is the founder of Financial Sense Advisors, Inc. and has held prior roles at Puplava Securities, Inc. and Puplava Financial Services, Inc. Puplava is also involved in media through Financialsense.com, where he participates in podcasts and writes articles. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for individuals, retirement plans, trusts, and other entities. The firm employs a team of nine advisors and uses a combination of fundamental and technical analysis to provide discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting tailored to client-directed investment objectives.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
user avatar

Ryan P

Series 63, Series 66

San Diego, CA

Financial Sense Advisors, Inc.

Ryan Puplava is a financial advisor with Financial Sense Advisors, Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Financial Sense Advisors and its affiliated entities since 1996 and worked briefly at LPL Financial in 2016. Financial Sense Advisors, Inc. serves individuals, including high-net-worth clients, retirement plans, trusts, and other entities, managing approximately $836 million for around 588 clients with a team of nine advisors. The firm combines fundamental and technical analysis to execute client-directed investment strategies across a range of risk profiles and offers retirement-plan consulting and participant account management.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
user avatar

Robert B

Series 63

Jensen Beach, FL

Financial Sense Advisors, Inc.

Robert Bernard is a financial advisor with Financial Sense Advisors, Inc., holding a Series 63 designation and bringing 46 years of industry experience. He has worked at Puplava Securities, Inc. and Puplava Financial Services, Inc. since 2016 and had a brief tenure with LPL Financial, LLC. Bernard occasionally contributes articles and podcasts. Financial Sense Advisors, Inc. serves individuals, retirement plans, trusts, and other entities, managing approximately $836 million through a team of nine advisors. The firm uses a combination of fundamental and technical analysis to meet client-directed investment objectives and offers a broad range of strategies from conservative fixed income to aggressive equity portfolios.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
user avatar

Nicholas K

Series 66

San Diego, CA

Financial Sense Advisors, Inc.

Nicholas Kile is a financial advisor at Financial Sense Advisors, Inc. based in San Diego, CA, with two years of industry experience. He holds the Series 66 designation and previously worked at Outback Steakhouse for nine years before joining the financial industry. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for about 588 clients. The firm serves individuals, retirement plans, trusts, and other entities, offering discretionary portfolio management, financial planning, and retirement-plan consulting through a team of advisors employing both fundamental and technical analysis.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
user avatar

Brendan M

CFP®, Series 63, Series 65

San Diego, CA

Financial Sense Advisors, Inc.

Brendan Mc Murtrie is a Certified Financial Planner™ with 23 years of experience in the financial services industry. He is currently with Financial Sense Advisors, Inc. and Financial Sense Securities, Inc. and previously worked at Northwestern Mutual Investment Services and AXA Advisors. Financial Sense Advisors, Inc. is a registered investment adviser serving individuals, retirement plans, trusts, and other entities, managing approximately $836 million for about 588 clients. The firm provides discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting, employing both fundamental and technical analysis across a range of investment strategies.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
user avatar

Crystal C

CFP®, Series 66

San Diego, CA

Financial Sense Advisors, Inc.

Crystal Colbert is a CFP® and holds a Series 66 license with eight years of industry experience. She has been associated with Financial Sense Securities, Inc. in various roles since 2016. Financial Sense Advisors, Inc. manages approximately $836 million for around 588 clients, offering discretionary portfolio management, comprehensive financial planning, retirement-plan consulting, and advice on fee-based annuities. The firm uses a combination of fundamental and technical analysis to tailor investment strategies ranging from conservative fixed income to aggressive equity portfolios and provides retirement plan participant account management through a third-party platform.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
user avatar

Ryan P

Series 63, Series 65, Series 66

San Diego, CA

Financial Sense Advisors, Inc.

Ryan Preiss is a financial advisor with Financial Sense Advisors, Inc. in San Diego, CA, holding Series 63, Series 65, and Series 66 designations, and has six years of industry experience. His prior roles include positions at ThePARTNERS Wealth Management, Puplava Securities, and LPL Financial. Outside of his advisory work, he is involved with Mission Consulting, where he provides financial and operational consulting services to small business owners. Financial Sense Advisors, Inc. manages approximately $836 million for nearly 600 clients, offering discretionary portfolio management, financial planning, retirement-plan consulting, and fee-based annuity advice. The firm employs a combination of fundamental and technical analysis to meet client-directed investment goals and provides a range of strategies from conservative to aggressive portfolios.

Active portfolio management Options & derivatives strategies Annuities Retirement plans for business owners (SEP, solo 401k) Retirement income strategy
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