A complete list of active advisors currently associated with Financial Solutions

Warmer can help you find a great advisor at Financial Solutions or one who fits your needs even better.

Financial Solutions is a fee-only independent advisory firm that provides personalized financial planning and investment management to individuals as well as pension and profit-sharing plans, trusts, estates, charitable organizations, small businesses and municipal clients. As of March 2024 the firm managed about $49.4 million in discretionary assets for roughly 120 individual clients and offers a mix of AUM retainer, flat-fee annual retainer, and hourly engagements, with occasional tax-preparation services. The firm’s investment approach emphasizes long-term strategic asset allocation implemented with a combination of passive and active investments—primarily no‑load/low‑load mutual funds and ETFs, with selective use of individual stocks and bonds—and periodic rebalancing driven by one of seven model allocations derived from a client risk survey. Investment selection leans on fundamental and cyclical analysis supported by third‑party research (Morningstar, Schwab research, S&P/Thomson Reuters), and client relationships include written meeting notes, periodic reports, and annual or as‑needed reviews. What distinguishes the firm from many solo independent advisers is its service mix beyond typical individual portfolio management: it accepts pension/profit‑sharing and charitable organization clients, advises state and municipal entities, provides pension consulting and offers educational seminars/workshops, and regularly issues newsletters and special reports. Financial Solutions also maintains business‑continuity arrangements with two other fee‑only firms for succession support and handles a limited volume of individual tax returns—features that are relatively uncommon for firms of this size.

To learn more about the advisors currently working at Financial Solutions, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.