Finanxial Investment Advisors, Corp

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Client assets under management

$82,000,000

Clients

46% high-net-worth

Advisors

of 6 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Low

Average account size

$1,188,406

About

Finanxial Investment Advisor, Corp. advises individuals (including high-net-worth clients), trustees, and retirement plans, offering portfolio management, retirement plan consulting, and participant education services. The firm also provides investment consulting to participant-directed pension and profit-sharing plans and prepares Investment Policy Statements to guide portfolios.

FIA’s investment approach is grounded in Modern Portfolio Theory and a belief in market efficiency, favoring broad diversification and mostly passively managed mutual funds, though it may recommend active managers when appropriate. The firm generally implements investment decisions on a non-discretionary basis—reporting $65 million of non-discretionary regulatory assets under management—and, since July 2024, can offer discretionary accounts through a sub‑advisory arrangement with Focus Partners Advisor Solutions (FPAS).

Noteworthy for a firm of its size, FIA combines participant education and retirement-plan participant services (disclosing $29 million in retirement plan assets receiving such services) with affiliations across the Finanxial group for tax, accounting, and insurance support. It also sources model portfolios and back‑office services from FPAS, using institutional passive funds and third‑party research as part of its implementation.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Wealth management

Occupation focus

Founder/Business Owner Executive

Fee options

Percentage

$0 - $199,000: 1.85% $200,000 - $499,999: 1.25% $500,000 - $999,999: 1.00% $1,000,000+: 0.90%

Other

Account minimum: $100,000 Minimum fee: Annual maintenance fee of $240 per client

Main office location

Finanxial Investment Advisors, Corp

121 De Diego Avenue, Urb. San Francisco

San Juan PR 00927, United States

Number of offices

Most active in

Puerto Rico

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

(787) 758-8234

Advisors at this firm

Fernando N

CFP®, Series 63

San Juan, PR

Finanxial Investment Advisors, Corp

Fernando Navarro Castillo is a CFP® professional with 16 years of industry experience, currently affiliated with Finanxial Investment Advisors, Corp in San Juan, PR. He has a diverse background including roles at Kovack Securities, Inc. and multiple leadership positions across accounting, consulting, and real estate firms. He serves on the board of Fundación Hogar Niñito Jesús, a nonprofit providing shelter to abused children. Finanxial Investment Advisors, Corp serves individuals, trustees, and retirement plans by offering portfolio management, retirement plan consulting, and participant education. The firm follows a Modern Portfolio Theory-based approach emphasizing broad diversification and predominantly passive funds, providing both non-discretionary and discretionary account management through sub-advisory relationships.

Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Wealth management Founder/Business Owner Executive

Edward B

Series 66

San Juan, PR

Finanxial Investment Advisors, Corp

Edward Barros is a financial advisor at Finanxial Investment Advisors, Corp with 21 years of industry experience. He holds the Series 66 designation and previously worked at Universal Financial Services, Inc. and UBS Trust Company. Barros has been with Finanxial since 2022. Finanxial Investment Advisors, Corp serves individuals, trustees, and retirement plans by providing portfolio management, retirement plan consulting, and participant education. The firm employs an investment approach based on Modern Portfolio Theory and market efficiency, favoring broad diversification primarily through passive mutual funds while incorporating active managers when appropriate.

Passive / index investing Active portfolio management Retirement plans for business owners (SEP, solo 401k) Wealth management Founder/Business Owner Executive

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