FinCrafters Advisory LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
FinCrafters Advisory LLC is an independent advisory firm that works with individuals, high‑net‑worth clients, and business entities, providing discretionary and non‑discretionary asset management, comprehensive financial planning, and retirement‑plan advisory services. As part of its asset management offering, the firm also provides ongoing financial planning and individual tax preparation and filing to clients who meet its account criteria.
The firm’s investment process combines multiple methods of analysis — including fundamental, technical, charting, Modern Portfolio Theory, and cyclical analysis — and tailors asset allocation and trading strategies to each client’s objectives, time horizon, and risk tolerance. Portfolios may include options and other derivatives, alternative investments and structured products, and the firm may use sub‑advisors for portions of client assets while conducting regular account monitoring and rebalancing.
Compared with many peers of similar size, the firm’s brochure discloses a broader set of services: it offers ERISA plan consulting and can act as a 3(21) or 3(38) fiduciary for retirement plans, the principal operates as a licensed insurance agent and provides related insurance, tax, notary and technology consulting services, and the firm produces periodic educational content and media. These multiple roles and the use of derivatives in separately managed accounts are identified in the brochure and are accompanied by disclosures about potential conflicts of interest and the firm’s mitigation practices.
Client services
Expertise
Fee options
Alternative investment services: flat fee of $12,000 per investment opportunity reviewed and $500 per quarter for ongoing monitoring; $500 due upon contract signing for financial plans
$0 - $1,000,000: 1.50% annually $1,000,000.01+: 1.00% annually
Commissions earned on insurance products as licensed insurance agent (external compensation)
$250 per hour for financial planning
Account minimum: $50,000
Main office
Rocklin CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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