Fintech Wealth Management, LLC

FinTech Wealth provides investment management and ongoing financial consulting to individuals and households, including business owners, executives, professionals, trusts, retirees, pre-retirees, and beneficiaries. Services cover traditional asset classes—stocks, exchange-traded funds, mutual funds, U.S. Treasuries, bonds, and municipal securities—and include estate and trust account administration and ongoing investment plan updates.

The firm applies modern portfolio theory and manages accounts on a discretionary basis through three personalized strategies: Core Portfolio, Concentrated Options, and Fixed Income. The Concentrated Options strategy is explicitly derivative-based, centered on cash-secured put writing (minimum five underlying stocks, expirations up to two years, break-even pricing at least 10% below current share price, and household exposure limits), while the Core and Fixed Income approaches emphasize diversified allocation and customized bond selection.

Noteworthy features compared with many small independent advisers include the explicit use of derivatives in separately managed accounts and a documented options program, alongside formal estate and trust administration work that involves collaboration with estate attorneys, tax professionals, trustees, and beneficiaries. The firm is also affiliated with an insurance agency through its principal, who is a licensed insurance producer devoting roughly 20 hours per month (about 10 during trading hours) to insurance activities and may receive commissionable compensation for non-variable annuities and Medicare supplement sales separate from advisory fees.