Fireplace Financial Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Fireplace Financial Inc. serves primarily individual clients — including professionals, executives, business owners, and families — offering comprehensive financial planning, retirement and specialty planning, and access to third‑party asset management. The firm also provides accounting, payroll, and tax preparation services through its principal, who holds CPA and Enrolled Agent credentials.
Fireplace Financial conducts suitability and risk‑tolerance analyses and proposes portfolios; clients may implement recommendations themselves or place accounts into Morningstar-managed wrap programs, with Morningstar acting as the portfolio manager. The firm reports its assets as primarily non‑discretionary and generally does not execute trades or sponsor its own portfolio management, leaving custody and trade execution choices to the client‑selected custodian or third‑party manager.
Noteworthy features include the combination of tax and accounting services alongside advisory work and the principal’s licensure to sell insurance products, practices that can introduce commission conflicts the brochure discloses. The firm is a recently registered RIA with a small client base and a business model that relies on third‑party (Morningstar) management and non‑discretionary client decision‑making rather than in‑house discretionary portfolio management.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat fees for financial planning typically between $500 and $5,000.
$0 - $500,000: Up to 1.50% $500,001 - $1,000,000: Up to 1.20% $1,000,001 - $2,000,000: Up to 1.00% Over $2,000,000+: Up to 0.55%
Approximately $200 per hour for consulting services and fixed fees based on hourly rate.
Subscription-based financial planning fees: $49/month (1-2 hours), $99/month (2-5 hours), $299/month (5-10 hours), $499/month (more than 10 hours).
Fee-only: Financial Planning fees: Flat fees typically ranging from $500 to $5,000; Subscription-based fees ranging from $49 to $499 per month; Hourly consulting at approximately $200/hour; Fixed-fee consulting based on hourly rate multiplied by anticipated hours.
Main office
Murrieta CA
Advisors at this office
1
Most active in
California
Also doing business as
Accurate Accounting · Fireplace Financial Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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