Enumclaw, WA Porter Street Office

Firewall Capital Management provides discretionary investment management and integrated financial planning to individuals, trusts, and small businesses, overseeing roughly $66.9 million in client assets through four advisory staff and about 193 client relationships. Financial planning is offered to all advisory clients at no additional charge, and the firm offers free standalone planning to firefighters and their families even if they do not engage the firm’s asset management services.

The firm’s investment process combines modern portfolio theory with a tactical asset allocation approach, using individual equities, bonds, mutual funds, ETFs and, in some cases, real-estate-related securities, with accounts generally managed on a discretionary, tailored basis. Firewall generally requires clients to custody assets with the firm’s recommended qualified custodian and emphasizes that custodian-provided execution, reporting, and back-office services support its investment operations.

Firewall is also a licensed insurance agency and has one or more advisory representatives licensed to sell insurance; insurance commissions are disclosed as a source of compensation and identified as a potential conflict, with the firm noting clients may choose other agents and that an insurance-licensed representative reports spending less than 1% of their time on insurance activities. The firm also highlights key‑man risk given its small size and a principal who maintains a substantial outside role, while noting additional advisory personnel provide operational backup and continuity.