Firmo Investment Consulting Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Firmo Investment Consulting Services provides discretionary asset management and financial planning and consulting to individuals, trusts, estates and business entities. Services include ongoing portfolio management, retirement and legacy planning, cash-flow and tax-efficiency analysis, and implementation support; the firm may engage third‑party sub‑advisors to manage all or part of client portfolios.
Investment programs are tailored to each client’s stated goals, time horizon and risk tolerance and rely on a mix of fundamental, technical and cyclical analysis; the firm uses discretionary authority to implement allocations and conducts periodic (generally quarterly) account reviews with rebalancing and tax‑loss harvesting as appropriate. Portfolios may include long‑term holdings and trading strategies, and the firm documents client‑imposed restrictions and reports account activity through custodian statements.
The firm’s brochure discloses several features that differ from many peers: it reported an arbitration award and a subsequent FINRA suspension and fine related to discretionary trading without prior written authorization, and it discloses the principal’s licensed insurance activity through which separate commissions may be earned (with conflicts mitigated by disclosure and procedures). The firm also may permit borrowing/margin in client accounts and may hire sub‑advisors to implement investment strategies, all of which are described in its disclosure materials.
Client services
Expertise
Fee options
$100,000 - $999,999: 1.0% annually $1,000,000 - $4,999,999: 0.85% annually $5,000,000 - $9,999,999: 0.65% annually $10,000,000+: Negotiable
Commissions received from insurance product sales; minimal amount.
$150 per hour for financial planning and consulting
Account minimum: $100,000
Main office
155 N. Lake Ave, Suite 800 #301
Pasadena CA 91101
Advisors at this office
1
Most active in
California · Texas · Utah
Also doing business as
Firmo Investment Consulting Services · Javier Rivera Jimenez · Jimenez, Javier Rivera
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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