First City Capital Management Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
First City Capital Management provides discretionary investment management to individuals, high net worth clients, pension and profit‑sharing plans, charitable organizations, foundations, trusts, estates, corporations and other entities. The firm oversees roughly $423.7 million in client assets and offers supervisory and administrative services for trusts as well as bill‑paying services for a limited number of clients.
The firm emphasizes balanced portfolio management, allocating among equities, fixed income and cash while applying a growth‑at‑a‑reasonable‑price (GARP) equity selection method and a value‑oriented fixed income approach that favors quality and liquidity; allocations are tailored to clients’ tax situations, risk profiles and investing experience. FCCM’s brochure discusses leverage and related risks and indicates that borrowing may be used in separately managed accounts, which can magnify portfolio fluctuations.
Distinctive operational features include the absence of a dedicated financial planning service as part of its core offering and the firm’s policy of not charging performance‑based fees or engaging in side‑by‑side management. FCCM also does not vote client proxies (clients retain proxy voting responsibility) and notes that when its personnel act as trustees, executors or provide bill‑paying services it may be deemed to have custody of client assets and therefore be subject to surprise examination.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.90% $2,000,000 - $3,000,000: 0.80% $3,000,000 - $4,000,000: 0.70% $4,000,000 - $5,000,000: 0.60% $5,000,000+: 0.50%
Minimum fee: $25 per quarter administrative fee for accounts less than $100,000
Main office
136 Habersham St
Savannah GA 31401
Advisors at this office
4
Most active in
Florida · Georgia · North Carolina · South Carolina · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
John S
CFA®, Series 65
Savannah, GA
First City Capital Management Inc
John Skeadas III is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He has been with First City Capital Management Inc since 2018, after working briefly at the University of Georgia. First City Capital Management provides discretionary investment management to individuals, high net worth clients, pension and profit-sharing plans, charitable organizations, foundations, trusts, estates, and corporations. The firm focuses on balanced portfolio management using a growth-at-a-reasonable-price equity selection method and a value-oriented fixed income approach, tailoring allocations to clients’ tax situations, risk profiles, and investing experience.
Edmund C
Series 63, Series 65
Savannah, GA
First City Capital Management Inc
Edmund Curlee is a financial advisor at First City Capital Management Inc with 23 years of industry experience. He has been with the firm since 1992 and holds Series 63 and Series 65 designations. Curlee also acts as a trustee individually for certain clients and charitable organizations. First City Capital Management provides discretionary portfolio management and related fiduciary services to individuals, high-net-worth clients, pension plans, charitable organizations, and other entities. The firm employs a balanced portfolio approach with tailored asset allocation and focuses on growth-at-a-reasonable-price equity selection and value-oriented fixed-income management.
Edgar G
CFA®
Savannah, GA
First City Capital Management Inc
Edgar Gay is a CFA® charterholder with 23 years of industry experience. He is affiliated with First City Capital Management Inc, where he has worked since 1976. He also serves as a trustee for certain clients and charitable organizations. First City Capital Management provides discretionary portfolio management and trust services to a range of clients, including individuals, high-net-worth clients, and institutions, with an investment approach that emphasizes balanced portfolios and growth-at-a-reasonable-price equity selection.
Edmund C
Series 65
Savannah, GA
First City Capital Management Inc
Edmund Curlee IV is a financial advisor with First City Capital Management Inc in Savannah, GA, holding a Series 65 designation and eight years of industry experience. He has been with First City Capital Management since 2013. First City Capital Management provides discretionary portfolio management to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and various business entities. The firm emphasizes a balanced portfolio approach, tailoring asset allocation to clients’ tax situations, risk tolerance, and cash-flow needs, with strategies focused on growth-at-a-reasonable-price stock selection and value-oriented fixed-income management.
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