First Class Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary and non‑discretionary asset management and financial planning and consulting to individuals, high‑net‑worth clients and business entities. Founded in 2026, it reported no assets under management at the May 2026 filing and offers one‑time plans, ongoing planning relationships, and managed accounts.
Investment decision‑making may draw on fundamental, technical, charting and cyclical analysis, and the firm can enroll discretionary accounts in Altruist’s Model Marketplace or appoint sub‑advisors to manage client portfolios. Clients may impose investment restrictions and receive quarterly custodial statements and periodic reviews; clients who use model portfolios pay the firm’s management fee plus any third‑party model fees passed through by Altruist.
The firm’s principal maintains an affiliated insurance agency and a tax‑preparation practice, devoting roughly ten percent of time to those activities and receiving separate commissions for those services; these outside business activities are disclosed and described as potential conflicts with mitigating procedures and a stated fiduciary duty. The firm requires use of the Altruist platform and notes multiple professional credentials held by its principal (CFP, CPA, APMA), features that distinguish its operating model from many small independent advisers.
Client services
Expertise
Occupation focus
Fee options
Negotiable fixed fee $1,000 to $25,000 for one-time financial plans; $250 to $5,000 for consultation services.
$0 - $2,000,000: 1.00% annually $2,000,000.01 - $5,000,000: 0.75% annually $5,000,000.01+: 0.50% annually
Investment Advisor Representatives receive commissions from sales of investment-related products such as insurance.
Ongoing financial planning fixed annual fee ranging from $900 to $36,000; paid monthly, quarterly, or annually.
Fee-only: One-time financial planning and consultation fees: $1,000-$25,000 for full financial plan; $250-$5,000 for consultation. Ongoing financial planning fees: $900-$36,000 annually, paid monthly, quarterly, or annually.
Main office
Golden Valley MN
Advisors at this office
1
Most active in
Louisiana · Minnesota
Also doing business as
First Class Financial · First Class Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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