First Class Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Average account size
—
About
First Class Financial is a newly formed registered investment adviser that intends to serve individuals, high‑net‑worth clients, and business entities with both discretionary and non‑discretionary asset management as well as comprehensive financial planning and consulting services. As of its initial filing the firm reports no assets under management, no active SEC‑registered advisors, and no clients.
The firm’s approach blends fundamental, technical, charting and cyclical analysis and includes individualized portfolio management for retail clients; it can manage accounts directly, subscribe to third‑party model portfolios through a Model Marketplace, and appoint sub‑advisers to implement strategies. In addition to asset‑based advisory services, the firm offers fixed‑fee planning arrangements (one‑time and ongoing) and operates through a specific custodial platform that integrates model fees and account servicing.
Notable distinctions include the firm’s explicit ability to select and engage other advisers or sub‑advisers and its affiliation with an insurance and tax‑preparation business, a combination that the brochure discloses as a potential conflict of interest. The firm does not serve as a private fund adviser and discloses pass‑through model marketplace fees and a custodial relationship with a single platform, features that differentiate it from many peers.
Client services
Occupation focus
Fee options
One-time financial planning fees: negotiable $1,000 to $25,000; consultation services: negotiable $250 to $5,000; ongoing financial planning: fixed annual fee $900 to $36,000 paid monthly, quarterly or annually.
$0 - $1,000,000: 0.95% annually $1,000,000.01 - $3,000,000: 0.85% annually $3,000,000.01 - $5,000,000: 0.75% annually $5,000,000.01 - $10,000,000: 0.50% annually $10,000,000.01+: 0.30% annually
Investment Advisor Representatives receive insurance product commissions.
Main office location
First Class Financial
Golden Valley MN, United States
Number of offices
1
Most active in
Minnesota
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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