A complete list of active advisors currently associated with First Down Financial

Warmer can help you find a great advisor at First Down Financial or one who fits your needs even better.

First Down Financial provides discretionary portfolio management, financial planning and qualified‑plan advisory services primarily for high‑net‑worth individuals as well as pension, trust and business clients. The firm manages roughly $57 million across about 52 client relationships and implements advice through model asset‑allocation portfolios. The firm’s investment approach is grounded in Modern Portfolio Theory and passive, asset‑class implementation, using institutional asset‑class mutual funds (including DFA funds) supplemented by individual U.S. treasuries or laddered municipal bonds when appropriate. Portfolios are managed on a discretionary basis against documented investment policies and are monitored and rebalanced to maintain target allocations and factor exposures. Compared with many peers, FDF discloses active client education and communications programs — it periodically publishes newsletters and conducts seminars and workshops for clients and plan participants — and it offers managed model portfolios to qualified‑plan sponsors. The firm also discloses that some supervised persons are licensed insurance agents and that it may present annuity or life insurance products, with commissions for placement described as a potential conflict of interest.

To learn more about the advisors currently working at First Down Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.