A complete list of active advisors currently associated with First Financial Services, LLC

Warmer can help you find a great advisor at First Financial Services, LLC or one who fits your needs even better.

First Financial Services, LLC is a small advisory firm with a three-advisor team that manages approximately $103 million for about 88 clients, serving individuals, high‑net‑worth clients, families, trusts, retirement plans, businesses, and charitable organizations. The firm provides discretionary portfolio management, comprehensive financial planning and retirement planning, and offers insurance products and reviews as part of its planning process. The firm emphasizes long‑term growth with an emphasis on risk management and implements investment plans on a discretionary basis, using a broad mix of equities, fixed income, mutual funds, ETFs, options, third‑party managers (including private funds), and hedging strategies. Financial planning is integrated into portfolio management and covers estate, business and buy/sell issues, key person situations, college and charitable planning; all managed accounts are enrolled in the firm’s Schwab‑sponsored wrap program and are regularly monitored for allocation and third‑party manager alignment. Two features that distinguish the firm from many peers are its role as a wrap fee program sponsor through Schwab and its material insurance affiliations: several partners act as insurance brokers with an unaffiliated agency and some representatives are dually registered with a broker‑dealer and may receive commissions for certain insurance and annuity sales. The brochure discloses related conflicts of interest and mitigating policies (for example, clients will not be charged both a commission and an advisory fee on the same assets), and the firm also receives custodial and practice‑support benefits from its custodian, which it discloses as a potential source of indirect conflicts.

To learn more about the advisors currently working at First Financial Services, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.