A complete list of active advisors currently associated with First Financial Services

Warmer can help you find a great advisor at First Financial Services or one who fits your needs even better.

First Financial Services provides pension consulting to retirement, profit‑sharing and 401(k) plans and also offers financial planning and consulting to individual clients and plan sponsors. For plan engagements the firm acknowledges fiduciary duties under ERISA and lists services such as Investment Policy Statement preparation, selection and monitoring of investment vehicles, and participant education workshops. The firm does not provide discretionary investment management or custody; its advisory work focuses on setting asset‑allocation frameworks, reviewing mutual funds and ETFs, and monitoring investments in accordance with client‑established IPSs. Financial planning and consulting deliverables are written reports and recommendations that clients implement at their discretion rather than through firm‑directed trading. Distinctive among firms in this category, First Financial Services’ personnel are also registered representatives of a broker‑dealer and licensed insurance agents, so implementation of recommendations can generate commissions and other transaction‑based compensation separate from advisory fees—a potential conflict the brochure discloses and which the firm addresses in its ERISA-related policies. The firm also commonly uses hourly and flat‑fee arrangements for planning and consulting and may structure pension engagements on an asset‑based or flat‑fee basis, while expressly not providing discretionary authority, custody, or performance‑based fees.

To learn more about the advisors currently working at First Financial Services, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.