First Kentucky Securities Corp logo

First Kentucky Securities Corp

Updated today

Client assets under management

$554,885,728

Clients

1,521

27% high-net-worth

Advisors

15

of 19 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

101

Very High

Average account size

$364,816

About

First Kentucky Securities Corporation provides investment advisory and related services to a range of clients including individual (both non‑HNW and high‑net‑worth) investors, pension and profit‑sharing plans, charitable organizations, corporations, insurance companies, and state or municipal government entities. Its offerings include wrap and non‑wrap portfolio management, financial planning and consulting, municipal advisory services, broker‑dealer execution, and securities‑specific research and ratings through its First Credit Advisors unit.

FKSC develops individualized investment policies via client interviews to establish objectives, time horizons, risk tolerance and liquidity needs, then implements those policies through a mix of discretionary and non‑discretionary accounts and third‑party manager programs (including RBC‑sponsored UMA/Consulting Solutions and the firm’s UMAS wrap program). As of September 30, 2025 the firm reported roughly equal discretionary and non‑discretionary assets and discloses it may enter performance‑based fee arrangements for qualified clients, practices that are less common among multi‑team firms.

Distinctive features include its dual registration as both an investment adviser and a broker‑dealer, registration as a municipal advisor, and state insurance agency licensure, which support municipal underwriting/placement, insurance product sales, and in‑house execution capabilities. The firm’s First Credit Advisors produces institutional equity research (focused on technology, media, telecommunications and consumer sectors), and FKSC publishes municipal bond inventory and a new‑issue bond calendar on its website while clearing advisory trades through RBC Correspondent Services—an operational mix that is uncommon among peers.

Client services

Financial planning Portfolio management Selection of other advisers Security ratings or pricing

Expertise

Options & derivatives strategies

Occupation focus

Executive Founder/Business Owner

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Fee options

Fixed

Fixed fees typically range from $500 to $5,000 for Financial Planning and Consulting Services

Percentage

$0 - $1,000,000: up to 1.00% annually $1,000,000+: capped maximum fee (exact cap not specified)

Project-based

$100 to $500 per hour for Financial Planning and Consulting Services

Performance-based

Performance-based fees possible for qualified clients, based on net investment gains above a hurdle rate with a high-water mark; specifics disclosed in client agreements.

Other

Fee-only: Financial Planning fees: hourly $100 to $500 per hour; fixed fees $500 to $5,000; Consulting fees: hourly $100 to $500 per hour; fixed fees $500 to $5,000; Securities Rating Services fees $180 to $150,000 annually (negotiated)

Main office location

First Kentucky Securities Corp

4360 Brownsboro Road, Suite 300

Louisville KY 40207, United States

Number of offices

2

Most active in

Arizona · California · Colorado · Florida · Illinois · Indiana · Kentucky · Louisiana · Mississippi · Nebraska · North Carolina · Ohio · South Carolina · Tennessee · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

James K

Series 63, Series 65

Louisville, KY

First Kentucky Securities Corporation

James Kiper is a financial advisor at First Kentucky Securities Corporation with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with the firm since 2014. Outside of his advisory role, he is a part-time pilot with CREW Aviation LLC. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base including individual investors, pension plans, charitable organizations, corporations, and government entities. The firm offers tailored investment policies implemented through discretionary and non-discretionary accounts, combining in-house research and multiple program options.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Kevin O

Series 63, Series 65

Louisville, KY

First Kentucky Securities Corporation

Kevin Oconnor is a financial advisor at First Kentucky Securities Corporation with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with First Kentucky Securities since 2014. He also owns stock in First Kentucky Securities. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm develops individualized investment policies and offers both discretionary and non-discretionary account management, supported by dual registration as an investment adviser and broker-dealer, as well as municipal advisory and insurance agency licensure.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Mary J

CFP®, Series 63, Series 65

Louisville, KY

First Kentucky Securities Corporation

Mary Jennings is a Certified Financial Planner® with 37 years of industry experience. She has been with First Kentucky Securities Corporation since 2015. Outside of her advisory role, she participates in Impact 100 Louisville, a nonprofit fundraising group. First Kentucky Securities Corporation serves a diverse client base including individuals, pension plans, charitable organizations, and government entities. The firm offers a range of advisory services, including portfolio management, financial planning, municipal advisory, and institutional equity research.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Colin C

Series 63, Series 65

Louisville, KY

First Kentucky Securities Corporation

Colin Cady is a financial advisor with First Kentucky Securities Corporation in Louisville, KY, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining First Kentucky Securities in 2017, he worked in the landscaping industry for two years. Outside of his advisory role, he owns and operates CECCO, LLC, a handyman service business. First Kentucky Securities Corporation serves a diverse client base including individual investors, pension plans, charitable organizations, and government entities. The firm offers a range of services such as portfolio management, financial planning, municipal advisory, and institutional research, utilizing both discretionary and non-discretionary account management.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Ryan O

CFP®, Series 66

Louisville, KY

First Kentucky Securities Corporation

Ryan O’Connor is a CFP® with 16 years of industry experience, currently serving as an advisor at First Kentucky Securities Corporation since 2019. He has also been associated with First Credit Advisors since 2016. Outside of his advisory role, O’Connor is the president of the board of directors for the Willowgate Homeowners Association and has been approved as a FINRA arbitrator, pending completion of training. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm offers tailored investment policies implemented through discretionary and non-discretionary accounts and operates a dual registration as both an investment adviser and broker-dealer, supporting a range of services including municipal advisory and institutional equity research.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Tyler C

Series 66

Louisville, KY

First Kentucky Securities Corporation

Tyler Current is a Series 66-licensed financial advisor with 15 years of industry experience, currently with First Kentucky Securities Corporation since 2012. He serves on the finance committees of both the House of Ruth, a nonprofit assisting people with HIV/AIDS, and Big Springs Country Club. Tyler is also a FINRA arbitrator and a notary public. First Kentucky Securities Corporation offers investment advisory and related services to a diverse client base, including individuals, pension plans, charitable organizations, and government entities. The firm develops customized investment policies and implements them through discretionary and non-discretionary accounts, combining in-house capabilities with third-party manager programs.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Michael H

Series 63, Series 65

Louisville, KY

First Kentucky Securities Corporation

Michael Horlander is a financial advisor with First Kentucky Securities Corporation in Louisville, KY. He holds Series 63 and Series 65 licenses and has 30 years of industry experience, including roles at First Kentucky Securities since 2009 and Morgan Keegan & Company, Inc. since 2002. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm develops individualized investment policies and implements them through discretionary and non-discretionary accounts, offering municipal advisory services, financial planning, and institutional equity research.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Bradley P

Series 66

Lexington, KY

First Kentucky Securities Corporation

Bradley Pickrell is a financial advisor with First Kentucky Securities Corporation, holding a Series 66 designation and 22 years of industry experience. He has worked at First Kentucky Securities Corporation and Ross, Sinclaire & Associates, LLC during his career. Outside of advising, he is involved with commercial real estate investing through Fund4me LLC and High5 LLC and serves on the Board of Directors for the Lexington Club. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm offers portfolio management, financial planning, municipal advisory services, and institutional equity research, operating as both an investment adviser and broker-dealer.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Christina H

CFP®, Series 63

Lexington, KY

First Kentucky Securities Corporation

Christina Harrison is a CFP® with 39 years of industry experience, currently serving as an advisor at First Kentucky Securities Corporation since 2001. She holds the Series 63 designation and operates out of Lexington, KY. Outside of her advisory role, she owns a retail business called Willa's Fabulous Finds, which operates through a Peddler mall and an Etsy shop under the name H2F. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm develops individualized investment policies and offers a range of portfolio management, financial planning, and municipal advisory services, supported by its dual registration as both an investment adviser and broker-dealer.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Raymond K

Series 63, Series 65

Lexington, KY

First Kentucky Securities Corporation

Raymond Kramer is a financial advisor with First Kentucky Securities Corporation in Lexington, KY, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with First Kentucky Securities since 1985. Outside of his advisory role, he serves as President of Presbyterian Housing Corp, a nonprofit that manages low-income housing units. First Kentucky Securities Corporation offers investment advisory and related services to a diverse client base, including individuals, pension plans, charitable organizations, corporations, insurance companies, and government entities. The firm provides tailored investment policies implemented through various account types and third-party manager programs, with distinctive capabilities such as dual registration as both an investment adviser and broker-dealer, municipal advisory services, and in-house execution supported by its First Credit Advisors research unit.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Kirsten K

Series 63, Series 65

Lexington, KY

First Kentucky Securities Corporation

Kirsten Kramer is a financial advisor with First Kentucky Securities Corporation in Louisville, KY. She holds Series 63 and Series 65 licenses and has 14 years of industry experience, all with First Kentucky Securities since 2009. Outside of her advisory role, she is listed as an officer of a moving business owned by her husband but is not active in its operations. First Kentucky Securities Corporation serves a diverse client base including individual investors, pension plans, charitable organizations, and government entities. The firm offers a range of services such as portfolio management, financial planning, municipal advisory, and securities research, utilizing both discretionary and non-discretionary accounts and third-party manager programs.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Bruce C

CFP®, Series 63, Series 65

Louisville, KY

First Kentucky Securities Corporation

Bruce Corwin is a CFP®-certified financial advisor with 18 years of industry experience. He is currently with First Kentucky Securities Corporation, where he has worked since 2020, following prior roles at Ross, Sinclaire & Associates, LLC and Raymond James & Associates. Outside of his advisory work, he founded Bourbon Brotherhood, a monthly bourbon tasting group, and co-chairs Bourbon Mixer, a charity fundraising event. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base, including individuals, pension plans, charitable organizations, and government entities. The firm develops individualized investment policies and offers a range of portfolio management and municipal advisory services, supported by its dual registration as both an investment adviser and broker-dealer.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Ruth W

Series 63, Series 65

Lexington, KY

First Kentucky Securities Corporation

Ruth Webb is a financial advisor at First Kentucky Securities Corporation with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has been with First Kentucky Securities since 2012. Outside of her advisory role, she provides legal services including contract review, wills, probate, and deeds, and is actively involved in community organizations such as the University of Kentucky Women & Philanthropy, Presbyterian Child Welfare agency, Buckhorn Children & Family Services, 2nd Presbyterian Church, and the Harrodsburg Tree Board. First Kentucky Securities Corporation serves a diverse client base including individual investors, pension plans, charitable organizations, corporations, and government entities. The firm offers a range of services including portfolio management, financial planning, municipal advisory, and securities research, implementing customized investment policies through discretionary and non-discretionary accounts and third-party manager programs.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Jack M

Series 63, Series 65

Louisville, KY

First Kentucky Securities Corporation

Jack Moss Jr. is a financial advisor at First Kentucky Securities Corporation with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with First Kentucky Securities since 2005. Moss serves as a board member of the Morton Center and is co-trustee of the Betty Gibbs Trust. First Kentucky Securities Corporation provides investment advisory and related services to a diverse client base, including individual investors, pension plans, charitable organizations, and government entities. The firm develops individualized investment policies and offers a range of portfolio management and advisory services, supported by its dual registration as an investment adviser and broker-dealer as well as its municipal advisory and insurance agency licenses.

Options & derivatives strategies Executive Founder/Business Owner
user avatar

Austin F

Series 63, Series 65

Lexington, KY

First Kentucky Securities Corporation

Austin Flatt is a financial advisor at First Kentucky Securities Corporation with six years of industry experience. He holds Series 63 and Series 65 designations and has worked at First Kentucky Securities since 2018. Prior to that, he was employed at the University of Kentucky and Challenger. Flatt also operates a business under the name H2F. First Kentucky Securities Corporation serves a diverse client base including individual investors, pension plans, charitable organizations, and government entities. The firm offers a range of services such as portfolio management, financial planning, municipal advisory, and institutional equity research, combining investment advisory and broker-dealer capabilities.

Options & derivatives strategies Executive Founder/Business Owner
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