First Light Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$109,971,792
Clients
93
Advisors
2
of 4 employees
About
First Light Wealth Advisors, LLC provides advisory services to individuals (including high-net-worth clients), pension and profit-sharing plans, trusts, estates, and business entities. The firm offers financial planning and consulting, discretionary investment management, and customized retirement plan consulting engagements.
FLWA integrates fundamental and cyclical analysis into a derivative of Modern Portfolio Theory to construct client portfolios, allocating across mutual funds, ETFs, individual equity and debt securities, public and non-traded REITs, and selected independent managers. Portfolios are primarily managed on a discretionary basis with ongoing monitoring and at least semi-annual reviews, and the firm coordinates with clients’ other professionals as part of implementation.
Distinctive features include a small advisory team managing roughly $116 million in assets while providing ERISA fiduciary retirement plan consulting alongside individual wealth management. The brochure also discloses that FLWA has custody via client-authorized direct fee debit and standing letters of authorization, that several supervised persons are licensed insurance agents (and the firm retains an unaffiliated life insurance agent), and that it receives software, operational support and other economic benefits from its primary custodian, all of which the firm identifies as potential conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
Fixed fees range from $250 to $1,000 for investment management or limited advice such as periodic retirement account reviews
0.25% – 1.50% (25 to 150 basis points) annually, varies depending on portfolio size and services rendered
Certain supervised persons offer insurance products under separate commission-based arrangements
Fee-only: Fixed fees ranging between $250 and $1,000 depending on advice given and adviser providing services
Main office
76 East Main Street, Second Floor
Little Falls NJ 07424
Advisors at this office
2
Most active in
Florida · New Jersey · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Robert K
Series 63, Series 65, Series 66
Little Falls, NJ
First Light Wealth Advisors, LLC
Robert Korzik is a financial advisor with First Light Wealth Advisors, LLC, holding Series 63, 65, and 66 licenses and bringing 44 years of industry experience. His prior work includes roles at Ameriprise Financial Services and Northwestern Mutual. Outside of his advisory work, he is a managing partner in RJE Marine Services LLC, a charter fishing boat business operated by his son. First Light Wealth Advisors, LLC provides financial planning, discretionary investment management, and retirement plan consulting to individuals, trusts, estates, and business entities. The firm employs a portfolio construction approach based on fundamental and cyclical analysis integrated with Modern Portfolio Theory and serves a range of clients including high-net-worth individuals and ERISA retirement plans.
James K
Series 63, Series 65
Little Falls, NJ
First Light Wealth Advisors, LLC
James Korzik is a financial advisor with First Light Wealth Advisors, LLC and holds Series 63 and Series 65 licenses. He has 20 years of industry experience, including seven years at Ameriprise Financial Services prior to joining First Light Wealth Advisors in 2018. Outside of his advisory work, he is a licensed private marine captain. First Light Wealth Advisors provides advisory services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm combines fundamental and cyclical analysis with a derivative of Modern Portfolio Theory to construct discretionary client portfolios that include mutual funds, ETFs, equities, debt securities, and real estate investment trusts.
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