First Wealth Advisory, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
First Wealth Advisory provides advisory services to a mix of individuals, high-net-worth clients, trusts and estates, pension and profit‑sharing plans, charitable organizations, and corporations. The firm offers ongoing discretionary portfolio management, written financial planning, and retirement-account services including 401(k) plan reviews and participant account management.
The firm tailors portfolios to each client’s goals, time horizon and documented risk tolerance using an Investment Policy Statement and periodic reviews; it may use ETFs, mutual funds, individual securities and quantitative tools (including optimization and computer models) and can employ option strategies where appropriate. For held‑away retirement accounts it uses a third‑party order‑management platform (Pontera) to facilitate connections and rebalancing without taking custody, and it relies on third‑party vendors and institutional custodial technology for reporting and trade support.
What is distinctive in the brochure is that the firm’s principal is a licensed insurance agent and the firm discloses an economic incentive to recommend insurance and related products, and it explicitly discusses rollover options that can include placing assets into commission‑based accounts — practices that can create conflicts of interest that are less common among solo independent advisers. The firm’s stated work with corporations and plan participants and its use of a third‑party platform for participant account management are also less typical for firms of this size and structure.
Client services
Expertise
Fee options
Financial planning fixed fees typically range from $1,000 to $2,500; $500 flat annual fee for 401(k) plan review
Up to 2.5% annually
Commission-based accounts available through broker-dealers for IRA rollovers
$200 per hour for standalone financial planning
Main office
40 W222 La Fox Road, Suite F1
St. Charles IL 60175
Advisors at this office
1
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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