Five Corners Financial Services

Five Corners offers discretionary wealth management and financial planning services for account types that include trusts and estates and, per its brochure, individuals and high net worth individuals. The firm reports managing about $292 million across roughly 290 client accounts and describes its role as a fiduciary in delivering ongoing investment management and stand‑alone planning engagements.

The firm constructs portfolios primarily from exchange‑traded funds and low‑cost diversified mutual funds, while retaining the option to use individual stocks, bonds, options, margin transactions and closed‑end funds when appropriate. Investment selection draws on fundamental, technical, cyclical and charting analyses, and the advisor states portfolios may be managed with an orientation that can include shorter holding periods and active rebalancing for cash needs or tax considerations.

Notable distinctions include the size of assets relative to its small advisory team — about $292 million in AUM with two advisors — and the principal’s other business activities disclosed in the brochure, including licensed insurance sales (which generate separate commissions) and separate tax/accounting services, each of which the brochure identifies as potential conflicts of interest. The firm also discloses an institutional custodial relationship that provides technology and operational benefits, and the principal’s unpaid role on a local nonprofit board assisting with financial oversight, details that can affect available resources and conflicts differently than many peers.