Okatie, SC Office

Five Mile River provides discretionary portfolio management for high‑net‑worth individuals, families, trusts and retirement accounts, managing roughly $108.7 million across about 108 client accounts. The firm implements income, balanced and growth strategies for taxable and retirement portfolios and does not participate in wrap fee programs.

The investment process is a long‑term, bottom‑up, fundamental value approach that seeks businesses trading below private market value with identifiable catalysts to close the gap; portfolios are typically concentrated (about 30–35 names), target lower turnover (roughly 25–50% annual turnover) and aim for multi‑year appreciation objectives. All assets are managed on a discretionary basis, clients may impose investment restrictions, and the firm emphasizes research driven contact with company management, industry experts and SEC filings.

Distinctive features include 100% employee ownership and a founding team with multi‑decade institutional experience, along with a recent senior hire who previously served as a chief investment officer and helped scale a wealth advisory business to over $2 billion in assets. The firm conducts trade execution through its custodian with principals entering orders and real‑time monitoring, uses GIPS‑compatible performance reporting tools, maintains a policy of no performance fees, and reports a client base with several multi‑generational family relationships.