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Five Pine Wealth

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Client assets under management

$187,730,128

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Clients

345

14% high-net-worth

Advisors

3

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

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Clients per advisor

115

Very High

Average account size

$544,145

About

Five Pine Wealth Management serves individual and high-net-worth clients as well as defined contribution and other employee benefit plans, offering discretionary and non-discretionary investment management, financial planning (both project-based and ongoing), pension consulting, and occasional educational seminars and workshops. The firm also provides participant education and governance support to plans and makes implementation of planning recommendations the client’s discretion.

The firm emphasizes strategic, risk-based asset allocation implemented through diversified portfolios of no-load mutual funds, ETFs, individual stocks and bonds, REITs and cash equivalents, and will manage accounts on a discretionary basis when authorized. Advisers generally review accounts quarterly with a long-term orientation, execute trades on an individual-client basis rather than through aggregated block trades, and commonly recommend custodians such as Charles Schwab and Altruist.

What is distinctive for Five Pine relative to many peers is its offering of group educational seminars and workshops and plan-participant education—services the brochure describes as purely educational and not tied to product sales, a feature reported by a minority of similar firms. The adviser is co-founder led, SEC-registered since 2021, manages roughly $192 million across a three-advisor team, and discloses potential conflicts arising from vendor-sponsored educational events while stating it does not limit its investment universe to sponsors’ products.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

General retirement planning Charitable giving & philanthropy Cash flow / budgeting Debt management

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Fee options

Fixed

One-time comprehensive financial planning fees starting at $1,500 based on complexity.

Percentage

$0 - $249,999: 1.10% $250,000 - $499,999: 1.00% $500,000 - $999,999: 0.90% $1,000,000 - $1,999,999: 0.70% $2,000,000+: 0.50%

Project-based

Up to $350 per hour for one-time comprehensive financial planning services.

Other

Fee-only: Financial planning fees billed hourly up to $350/hour or fixed fees starting at $1,500 for one-time planning; ongoing planning fees typically $3,000 to $5,000 annually.

Main office location

Five Pine Wealth

250 Northwest Blvd., Suite 111

Coeur D'alene ID 83814, United States

Number of offices

1

Most active in

More info

Arizona · California · Idaho · Montana · Oregon · Texas · Washington

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook Website (877) 333-1015

Advisors at this firm

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user avatar

Jeremy M

Series 63, Series 65

Coeur D'alene, ID

Five Pine Wealth

Jeremy Morris is a financial advisor at Five Pine Wealth with nine years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Centaurus Financial Inc. and Metronomix Inc. There are no additional outside business activities noted. Five Pine Wealth Management serves individual and high-net-worth clients as well as employee benefit plans, offering investment management, financial planning, pension consulting, and educational seminars. The firm emphasizes strategic, risk-based asset allocation through diversified portfolios and provides group educational workshops and participant education distinct from product sales.

General retirement planning Charitable giving & philanthropy Cash flow / budgeting Debt management
user avatar

Hunter S

Series 65

Coeur D'alene, ID

Five Pine Wealth

Hunter Schertz is a financial advisor at Five Pine Wealth with a Series 65 credential and three years of industry experience. He is also co-owner of D. Lish's Restaurant Group LLC, a fast-casual restaurant, where he manages employees and social media. Prior to joining Five Pine Wealth, he held roles in various service and energy companies. Five Pine Wealth Management serves individual and high-net-worth clients as well as employee benefit plans, providing investment management, financial planning, pension consulting, and educational seminars. The firm emphasizes strategic, risk-based asset allocation through diversified portfolios and offers group educational workshops that are purely educational and not tied to product sales.

General retirement planning Charitable giving & philanthropy Cash flow / budgeting Debt management
user avatar

Benjamin H

Series 63, Series 65

Coeur D'alene, ID

Five Pine Wealth

Benjamin Holzhauser is a financial advisor at Five Pine Wealth with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Centaurus Financial, MVP REIT II, Triton Pacific Securities, and MVP American Securities. Holzhauser has been with Five Pine Wealth since 2021. Five Pine Wealth Management serves individual and high-net-worth clients as well as employee benefit plans, offering discretionary and non-discretionary investment management, financial planning, pension consulting, and educational seminars. The firm emphasizes strategic, risk-based asset allocation through diversified portfolios and provides plan-participant education that is purely educational and not tied to product sales.

General retirement planning Charitable giving & philanthropy Cash flow / budgeting Debt management
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