Kefauver Financial Planning & Wealth Management

Flagship Harbor Advisors, LLC is an SEC-registered investment adviser that serves individuals (including high net worth), charitable organizations, corporations and retirement plans, providing investment management, financial planning, and retirement-plan consulting. As of December 31, 2025, the firm reported approximately $3.42 billion in discretionary assets under management and delivers its services through a team of roughly 60 advisors to several thousand client relationships.

Flagship primarily allocates client assets among mutual funds (including allocations to Dimensional Fund Advisors funds), ETFs, individual securities, unaffiliated separately managed accounts and independent managers, employing both fundamental and technical analysis and using long- and short-term trading strategies. The firm offers a wrap-fee program, may recommend private investment funds, permits the use of margin and leveraged/inverse products in appropriate accounts, and uses third‑party technology such as Pontera to monitor and rebalance held‑away assets without taking custody.

Distinctive features include Flagship’s role as sponsor/manager of its own wrap program and its explicit operational use of held‑away account platforms to rebalance connected accounts while avoiding custody. The brochure also discloses a close operational and economic relationship with LPL Financial — including platform support and transition‑assistance arrangements that create potential conflicts of interest — and two prior state consent orders (2017 and 2018) that resulted in restitution and fines.