A complete list of active advisors currently associated with Flat Fee Financial LLC

Warmer can help you find a great advisor at Flat Fee Financial LLC or one who fits your needs even better.

Flat Fee Financial LLC provides investment management, financial planning, retirement plan consulting and retirement plan management, and educational seminars to individuals, high-net-worth clients, and employer plan sponsors. The firm is fee-only and offers both project-based and ongoing planning engagements as well as consulting and discretionary management for employer-sponsored plans. The firm’s investment approach draws on Modern Portfolio Theory, passive investing, and factor analysis to build diversified portfolios of stocks, bonds, mutual funds, ETFs, and cash equivalents tailored to each client’s risk tolerance and time horizon. Accounts are generally managed on a discretionary basis, with held‑away account reviews and both long‑term and short‑term trading used as appropriate to the client’s plan. Compared with many solo independent advisers, Flat Fee Financial is notable for offering employer retirement plan services (including acting as an ERISA 3(38) investment manager) and running educational seminars—services that are relatively uncommon among peers of its size. The firm also uses a flat fee billing model rather than a traditional percentage‑of‑assets schedule and maintains institutional custody relationships while operating on a no‑commission, fee‑only basis.

To learn more about the advisors currently working at Flat Fee Financial LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Stephen Boatman	Charlotte, NC	10

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