Flowrate Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Flowrate Financial, LLC is a fee-only registered investment adviser serving individuals, high net-worth individuals, and corporate clients. The firm provides discretionary investment management (reported AUM $8,545,673 as of December 31, 2025) alongside ongoing and project-based financial planning, employer-sponsored financial coaching, and coordinated tax-preparation services through an unaffiliated third party.
The firm’s investment approach centers on Modern Portfolio Theory, combining passive and active strategies with an emphasis on asset allocation, fund and ETF selection, and occasional fundamental analysis; it also uses Outside Managers and may subscribe to Dimensional Fund Advisors’ UMA model marketplace. For assets held away from the custodian (e.g., 401(k)s, 529s, variable annuities) the firm uses a third-party order management system (Pontera) to implement allocation changes with client-provided online access, and generally manages accounts on a discretionary basis unless clients specify restrictions.
Noteworthy aspects for a firm of this size include a very small client roster (11 clients) relative to its AUM and a solo principal model in which the founder serves as the firm’s sole supervisor. The brochure discloses additional operational features that may be uncommon for peers — required custody at Charles Schwab, the use of Pontera for held-away accounts, employer-sponsored coaching engagements, coordinated tax services, and the principal’s outside employment (disclosed as roughly 170 hours per month, including up to about 98 hours during trading hours) — items clients may want to consider when evaluating availability and service delivery.
Client services
Expertise
Occupation focus
Fee options
Project-Based Financial Planning fixed fees up to $4,000; Ongoing Financial Planning fees range from $250 to $5,000 per month; Employer Sponsored Financial Coaching fees range from $2,000 to $5,000 per month
$0 - $500,000: 1.40% $500,001 - $2,000,000: 1.20% $2,000,001 - $5,000,000: 1.00% $5,000,001+: 0.80%
$250 per hour for project-based financial planning
Ongoing Financial Planning fees paid monthly in arrears, ranging from $250 to $5,000 per month; Employer Sponsored Financial Coaching monthly fees ranging from $2,000 to $5,000
Fee-only: Fee-only compensation only; no commissions or sales-related compensation
Main office
1501 Belle Isle Ave, Suite 110
Mount Pleasant SC 29464
Advisors at this office
1
Most active in
South Carolina
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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