Flynn Financial, LLC

Flynn Financial provides investment advisory and financial planning services to individual clients (including both non‑HNW and high‑net‑worth individuals) and to small businesses sponsoring retirement plans such as 401(k), 403(b), SIMPLE, SEP and profit‑sharing plans. The brochure describes ongoing portfolio management, advisor‑directed and advisor‑supported portfolio programs, educational funding planning, and the use of third‑party separately managed accounts through Envestnet.

The firm constructs customized portfolios using asset allocation and diversification informed by fundamental, technical and cyclical analysis, and may manage accounts on a discretionary basis while employing long‑ and short‑term trading and options strategies when appropriate. Portfolios are tailored for tax sensitivity, liquidity and income distribution needs, and the firm combines proprietary screening techniques with classic valuation methods while conducting periodic due diligence of service providers that use artificial intelligence or machine‑learning tools.

Noteworthy aspects disclosed in the brochure include that the firm’s advisory personnel are licensed insurance agents and may earn separate commission compensation for insurance and annuity sales, a relationship the firm identifies as a potential conflict of interest. The firm also explicitly provides retirement plan services — including plan design, setup, participant education and ongoing employer support — a service mix that is less common among similar independent advisory firms.