Cushing, ME Office

Flynn Zito Capital Management serves individuals, high net worth clients, and employer plan sponsors with a range of services including Comprehensive Wealth Management, Investment Management, advice-only financial planning, and retirement plan consulting. The firm also offers access to LPL-sponsored advisory programs (MAN, OMP, PWP, MWP, MAS) and may use third‑party sub‑advisors in implementing client portfolios.

The firm’s investment process draws on fundamental and technical analysis (including charting and cyclical analysis) and uses a variety of strategies—long‑term, short‑term, active trading, option writing and margin transactions—tailored to client objectives. Flynn Zito discloses that it may use derivatives and borrowing within separately managed accounts and that LPL may act as an overlay manager in certain program accounts.

Organized as a team of seven advisors managing roughly $774 million in AUM, the firm operates in LPL Financial’s hybrid RIA program and sends a monthly e‑newsletter to clients. Its advisors are also registered representatives of LPL and may implement brokerage transactions and receive commissions in non‑advisory accounts, a combination of features (LPL hybrid registration, newsletters, and explicit use of derivatives/borrowing in SMAs) that is less common among peer team firms and may carry additional operational and disclosure implications for prospective clients.