FNJ 3, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$33,700,027
Clients
17
Advisors
1
of 1 employees
About
FNJ 3, LLC provides portfolio management and general financial planning to a mix of individuals, pension plans, charitable organizations and small businesses. Its advisory services include asset allocation, retirement and estate planning, income tax and insurance guidance, and pension consulting (including 401(k) plan setup and related flat-fee engagements).
The firm tailors portfolios to client objectives and typically employs a buy-and-hold investment approach across allocations ranging from conservative fixed income to aggressive equity positions, with discretionary authority over most managed accounts and formal reviews at least quarterly. It performs ongoing market and economic research to support those strategies and can accommodate client-directed brokerage or specific investment restrictions when requested.
What is distinctive for a small independent practice is its client mix and services: FNJ 3 routinely works with charitable entities, corporate/business clients and pension or profit-sharing plans and provides explicit pension consulting services—areas less common among similar solo firms. The firm also reports no custody of client funds, does not accept performance-based fees or sell investment products, and maintains a relatively concentrated client roster that suggests a focus on customized relationships.
Client services
Expertise
Fee options
Flat fees for certain services such as 401-k plan setup, based on estimated time; fees are negotiable and non-refundable
1.0% per year, billed quarterly in advance
$350/hour for financial planning services
Fee-only: Financial planning services charged at $350/hour
Main office
Alexandria VA
Advisors at this office
1
Most active in
Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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