Focus Planning Group

The firm serves individual clients (including high-net-worth individuals), small businesses, charitable organizations and retirement plans, providing comprehensive financial planning, investment consultation and portfolio management. Its planning work covers retirement and distribution strategies, college funding, tax and estate considerations, risk management, employee benefits and guidance related to divorce or business transitions, and can be delivered as broad-based or modular engagements with implementation support and periodic reviews.

Its investment approach emphasizes Modern Portfolio Theory with a preference for low-cost, passive ETFs and a buy-and-hold posture with periodic rebalancing, while retaining the flexibility to use actively managed funds, individual equities, fixed income, master limited partnerships and REITs where passive strategies appear less appropriate. The firm also employs a blend of fundamental, charting and technical analyses and typically manages accounts under written investment guidelines on either a discretionary or nondiscretionary basis with regular monitoring.

A notable feature is the firm’s provision of periodic, complimentary educational seminars and workshops on topics such as personal finance, retirement planning and estate considerations, which is uncommon among peers. The firm’s combination of passive portfolio construction with technical/charting analysis, together with its modular planning options and coordination with other professionals, may be of interest to clients seeking both educational programming and hands-on implementation assistance.