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Foresight Investment Advisors, LLC

Updated today

Client assets under management

$161,445

Clients

3

0% high-net-worth

Advisors

3

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

1

Very Low

Average account size

$53,815

About

Foresight Investment Advisors, LLC provides retirement‑focused investment strategies and acts primarily as a signal provider to unaffiliated registered investment advisers, while also reporting a small amount of discretionary assets under management. The firm describes its client base in the brochure as retirement‑oriented individuals and other RIAs, and it discloses three direct clients alongside $53.4 million in assets under advisement tied to its signals.

The advisor develops strategies using fundamental, technical, and cyclical analysis and delivers holdings and trade instructions for Other RIAs to incorporate into their own allocation processes. FIA frames its approach around conservative allocations intended to limit downside risk and charges Other RIAs a quarterly Signal Provider Fee for access to those strategy signals.

Notable features in the brochure that distinguish FIA from many peers include the explicit use of technical and cyclical methods (approaches commonly associated with market‑timing signals) and a business model that emphasizes providing signals and reporting substantial AUA relative to its modest direct AUM. The brochure also discloses multiple outside business activities for the principals—including an affiliated insurance agency where one principal is a licensed agent who may receive commissions—and the firm does not present a primary focus on high‑net‑worth individual clients.

Client services

Portfolio management Market timing

Expertise

General retirement planning Income planning

Demographic focus

Approaching retirement

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Fee options

Commissions

Insurance commissions earned by a licensed insurance agent affiliated with the firm; separate from advisory fees.

Main office location

Foresight Investment Advisors, LLC

307 Carpenter Dam Road, Suite H

Hot Springs AR 71901, United States

Number of offices

2

Most active in

Arkansas · Tennessee

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Steven I

Series 63, Series 65

Hot Springs, AR

Foresight Investment Advisors, LLC

Steven Irwin is a financial advisor with Foresight Investment Advisors, LLC in Hot Springs, Arkansas, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with Foresight since 2010. Outside of advising, he is involved in several business activities including insurance sales through The Irwin Agency, Inc. and Arkansas Retirement and Wealth, LLC, as well as managing an aircraft rental company and an oil production entity. Foresight Investment Advisors, LLC serves primarily as a signal provider to other registered investment advisers, developing conservative investment strategies focused on clients approaching or in retirement. The firm combines fundamental, technical, and cyclical analysis to guide investment signals without taking custody or discretion of client accounts.

General retirement planning Income planning Approaching retirement
user avatar

Thomas R

Series 65

Hot Springs, AR

Foresight Investment Advisors, LLC

Thomas Rizzo is a financial advisor at Foresight Investment Advisors, LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at Foresight since 2010. He also oversees operations, compliance, and accounting for Arkansas Retirement Consultants, LLC, an insurance agency based in Hot Springs, Arkansas. Foresight Investment Advisors, LLC is an Arkansas-registered adviser that provides portfolio holdings and trade instructions as a signal provider to unaffiliated registered investment advisers. The firm focuses on conservative investment strategies for clients approaching or in retirement, using a combination of fundamental, technical, and cyclical analysis to guide its recommendations.

General retirement planning Income planning Approaching retirement
user avatar

Michael C

CFA®, Series 65

Franklin, TN

Foresight Investment Advisors, LLC

Michael Carmody is a CFA® charterholder with 15 years of industry experience, currently serving at Foresight Investment Advisors, LLC since 2010. He holds a Series 65 license and is involved in several business activities outside of investment advising, including roles in actuarial study material development, CFA exam preparation assistance, and ownership positions in two companies, one of which he leads as president and CEO. Foresight Investment Advisors, LLC is an Arkansas-registered firm that provides portfolio holdings and trade signals to other registered investment advisers. The firm focuses on conservative investment strategies for clients nearing or in retirement and combines fundamental, technical, and cyclical analysis to guide its recommendations.

General retirement planning Income planning Approaching retirement
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