Foresight Investment Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Foresight Investment Advisors, LLC provides retirement‑focused investment strategies and acts primarily as a signal provider to unaffiliated registered investment advisers, while also reporting a small amount of discretionary assets under management. The firm describes its client base in the brochure as retirement‑oriented individuals and other RIAs, and it discloses three direct clients alongside $53.4 million in assets under advisement tied to its signals.
The advisor develops strategies using fundamental, technical, and cyclical analysis and delivers holdings and trade instructions for Other RIAs to incorporate into their own allocation processes. FIA frames its approach around conservative allocations intended to limit downside risk and charges Other RIAs a quarterly Signal Provider Fee for access to those strategy signals.
Notable features in the brochure that distinguish FIA from many peers include the explicit use of technical and cyclical methods (approaches commonly associated with market‑timing signals) and a business model that emphasizes providing signals and reporting substantial AUA relative to its modest direct AUM. The brochure also discloses multiple outside business activities for the principals—including an affiliated insurance agency where one principal is a licensed agent who may receive commissions—and the firm does not present a primary focus on high‑net‑worth individual clients.
Client services
Expertise
Demographic focus
Fee options
Insurance commissions earned by a licensed insurance agent affiliated with the firm; separate from advisory fees.
Main office
See office307 Carpenter Dam Road, Suite H
Hot Springs AR 71901
Advisors at this office
2
Offices (2)
Most active in
Arkansas · Tennessee
Also doing business as
Foresight Investment Advisors, LLC · Irwin Advisors
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Steven I
Series 63, Series 65
Hot Springs, AR
Foresight Investment Advisors, LLC
Steven Irwin is a financial advisor with Foresight Investment Advisors, LLC in Hot Springs, Arkansas, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been with Foresight since 2010. Outside of advising, he is involved in several business activities including insurance sales through The Irwin Agency, Inc. and Arkansas Retirement and Wealth, LLC, as well as managing an aircraft rental company and an oil production entity. Foresight Investment Advisors, LLC serves primarily as a signal provider to other registered investment advisers, developing conservative investment strategies focused on clients approaching or in retirement. The firm combines fundamental, technical, and cyclical analysis to guide investment signals without taking custody or discretion of client accounts.
Thomas R
Series 65
Hot Springs, AR
Foresight Investment Advisors, LLC
Thomas Rizzo is a financial advisor at Foresight Investment Advisors, LLC with 14 years of industry experience. He holds a Series 65 credential and has worked at Foresight since 2010. Rizzo also works for Arkansas Retirement Consultants, LLC, where he oversees operations, compliance, and accounting. Foresight Investment Advisors provides retirement-focused investment strategies primarily by acting as a signal provider to unaffiliated registered investment advisers. The firm uses fundamental, technical, and cyclical analysis to develop strategies aimed at conservative allocations that limit downside risk.
Michael C
CFA®, Series 65
Franklin, TN
Foresight Investment Advisors, LLC
Michael Carmody is a CFA® charterholder with 15 years of industry experience, currently serving at Foresight Investment Advisors, LLC since 2010. He holds a Series 65 license and is involved in several business activities outside of investment advising, including roles in actuarial study material development, CFA exam preparation assistance, and ownership positions in two companies, one of which he leads as president and CEO. Foresight Investment Advisors, LLC is an Arkansas-registered firm that provides portfolio holdings and trade signals to other registered investment advisers. The firm focuses on conservative investment strategies for clients nearing or in retirement and combines fundamental, technical, and cyclical analysis to guide its recommendations.
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