Forness Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Forness Financial serves individuals, high‑net‑worth clients, trusts and estates, providing discretionary investment management alongside financial planning and consulting. Like many peers, the firm delivers portfolio management for individual clients and charges fees based on a percentage of assets under management.
The firm follows a primarily long‑term, fundamentals‑driven investment approach, constructing diversified portfolios largely with mutual funds and ETFs while using individual stocks, bonds or cash positions when appropriate. Portfolios are tailored to client goals and risk tolerance, with continuous monitoring and discretion to rebalance or trade to meet those objectives.
Forness Financial acts as sponsor and portfolio manager of its own wrap fee program and typically absorbs routine securities transaction costs within its advisory fee, a feature that is uncommon among similar supported firms. The firm manages roughly $203 million for about 227 clients across three advisors, maintains an institutional custody relationship that provides operational support, and several advisory personnel are also licensed to implement commissionable insurance products (commissions are separate from advisory fees).
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.50% annually $2,000,001+: 0.25% annually
Account minimum: $1,000,000
Main office
105 Chestnut Street, Suite 37
Needham MA 02492
Advisors at this office
3
Most active in
Florida · Massachusetts · New Hampshire · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Ryan F
Series 66
Needham, MA
Forness Financial LLC
Ryan Forness is a financial advisor with Forness Financial LLC in Needham, MA, holding a Series 66 designation and 20 years of industry experience. He has been with Forness Financial since 2014 and previously worked at Ameriprise from 2006 to 2014. Forness Financial serves individuals, high-net-worth clients, trusts, and estates by providing discretionary investment management alongside financial planning and consulting. The firm employs a long-term, fundamentals-driven investment approach, constructing diversified portfolios tailored to client goals and risk tolerance.
Norman F
Series 63, Series 65
Needham, MA
Forness Financial LLC
Norman Forness is a financial advisor with Forness Financial LLC in Needham, MA, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. He has worked at Forness Financial since 2014 and has been associated with IDS Life Insurance Company since 1998. Forness Financial serves individuals, high-net-worth clients, trusts, and estates with discretionary investment management, financial planning, and consulting. The firm employs a primarily long-term, fundamentals-driven approach, constructing diversified portfolios tailored to client goals and risk tolerance.
Kimberly F
CFP®, Series 63
Needham, MA
Forness Financial LLC
Kimberly Forness is a CFP® with eight years of industry experience, currently serving as an advisor at Forness Financial LLC since 2017. Prior to joining the firm, she was a homemaker for four years. Forness Financial LLC provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, and estates. The firm employs a long-term, fundamentals-driven approach, constructing diversified portfolios tailored to client goals and risk tolerance.
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