Forthright Finances LLC logo

Forthright Finances LLC

Updated today

Client AUM

$28,646,712

Clients

54

Advisors

1

of 1 employees

About

Forthright Finances, LLC works with individual and high‑net‑worth clients and provides ongoing comprehensive financial planning combined with investment management through its "Navigation" service, along with limited‑scope and hourly planning engagements and coordinated estate‑planning services using third‑party scriveners. The firm reports no account minimums and covers topics such as retirement, tax planning, business planning, insurance review, cash‑flow and debt management as part of its planning work.

The adviser manages individually tailored, discretionary portfolios built around asset allocation targets and primarily employs passive strategies using index mutual funds and ETFs while applying fundamental analysis to inform security selection and allocation. Forthright emphasizes long‑term, low‑turnover management with tax considerations and generally discourages implementing investment strategies without a completed financial plan.

Forthright discloses it has no related parties but maintains an institutional relationship with the Altruist platform (and its clearing arrangements) that provides technology and support services, a relationship the brochure notes could create an incentive to custody client assets on that platform. The firm also states it does not aggregate or block trades, does not vote client proxies, and does not provide separate written investment‑management reports, which are procedural choices that distinguish it from many peers.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations

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Fee options

Fixed

Flat annual fee up to $50,000; Estate planning typical fee $1,250; Financial planning flat fees (amounts negotiated per engagement)

Project-based

Up to $500 per hour

Main office

1718 E Speedway Blvd, #4125

Tucson AZ 85719

Advisors at this office

1

Most active in

Arizona · California · Nevada · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Scott N

CFP®

Tucson, AZ

Forthright Finances LLC

Hi there! I’m Scott, and I help young professionals build wealth wisely while still enjoying their life and their lattes. No, you do not need to give up your $7 coffee drink to be able to retire! In my work with clients, I help answer the following questions (and more): • How much do I need to save to be financially independent (ie, retired)? • Do I have the right investments? • How do I prioritize all the financial things I have going on? • What should I select for my 401K investments? • What do I need to do to create a proper Estate Plan? • Am I taking full advantage of my employee benefits? • Is there anything I can do to lower my taxes, now or in the future? • Will my family be okay if something terrible happens to me? • Is my emergency fund adequate? • Is my spending aligned with my goals? You can read more about my services here: https://forthrightfinances.com/wealth-builder/ One last, quick note: Unlike 99% of financial advisory firms, I do not have account minimums, nor do I charge so much that you need to have a 6 figure income to afford my fee. My services are intentionally designed so that anyone, regardless of their assets or income, can get honest, straightforward, and comprehensive financial advice. Even if you're starting with $0.

General retirement planning Cash flow / budgeting College savings (529s, UTMA, etc.) Business ownership considerations Mid-Career Professionals Young Professionals Gen Y/Millennials (Born 1980-1995)
View complete list of advisors at this firm
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