Fortified Wealth Strategies, Inc.

Fortified Wealth Strategies, Inc. offers financial planning and personalized portfolio management primarily for individual and high‑net‑worth clients, delivering services such as retirement, estate, education savings, insurance analysis, and business succession planning. The firm serves a small client base and, when appropriate, recommends third‑party managers or SEI‑provided investment solutions for implementation and custody.

The firm’s investment guidance is built around custom allocation‑based models using strategic and tactical asset allocation, modern portfolio theory, and periodic rebalancing, implemented through mutual funds, ETFs, and sub‑advisors available on SEI’s platform. Fortified Wealth manages client assets on a strictly non‑discretionary basis, requiring client approval for transactions and conducting scheduled reviews to assess changes in objectives or circumstances.

Noteworthy distinctions include that all regulatory assets are managed non‑discretionarily—a relatively uncommon arrangement among peers—and that the firm’s advisor is licensed to sell insurance and may receive commission‑based compensation for insurance products, a potential conflict the firm discloses and manages. As a single‑advisor practice, the firm relies on SEI for custody, outsourced portfolio implementation and wrap services, and the principal’s role as an adjunct finance instructor adds an atypical academic engagement to the firm’s profile.