Sheridan, WY Office

Forty North Wealth advises individuals, high‑net‑worth clients, families, trusts, estates, retirement plans, and charitable foundations, offering discretionary investment management, financial planning and consulting, retirement plan advisory, third‑party manager selection, and occasional seminars. The firm provides separately managed accounts, legacy position management, and may recommend alternative investments or allocate to sub‑advisors and independent third‑party managers as part of its strategies.

Forty North generally manages accounts on a discretionary basis and tailors allocations using client interviews, written questionnaires, and ongoing reviews of risk tolerance and objectives; it also aggregates household accounts for fee calculations. The firm relies on third‑party platforms for reporting and planning, using Advyzon for performance reporting and MoneyGuide Pro to consolidate assets (including excluded assets) to support periodic reviews, while custodial relationships (primarily with Schwab) are used for trade execution and custody.

Distinctive features disclosed in the brochure include a formal relationship with Tanner and Company to provide tax and accounting services and the disclosure that some investment adviser representatives also act as insurance agents, arrangements that are less common among comparable team firms. The firm also discloses the use of lead‑generation services (e.g., SmartAsset), a documented process for due diligence on sub‑advisors and performance reporting, and a recent operating‑name change from Panoramic Investment Advisors to Forty North Wealth, all of which bear on operational oversight and potential conflicts of interest.