A complete list of active advisors currently associated with Forty4 Financial

Warmer can help you find a great advisor at Forty4 Financial or one who fits your needs even better.

Forty4 Financial provides investment management, financial planning, and retirement plan advisory services for individuals, high-net-worth clients, trusts, estates, businesses and retirement plans. Offerings include discretionary portfolio management (primarily ETFs and diversified mutual funds), written financial planning or consulting, and tailored retirement plan advisory engagements. The firm’s investment process relies on fundamental analysis to build long-term, customized portfolios while retaining legacy holdings or making shorter-term trades for rebalancing, tax, or cash-flow needs. For participant and other held-away defined contribution accounts it uses a third‑party access platform (Pontera) to implement discretionary management without taking custody of client assets. Despite being a single-advisor independent firm with roughly $33.2 million in assets under management and a modest client base, Forty4 Financial provides pension and retirement-plan consulting and 3(21) advisory services to plan sponsors — including IPS design, participant enrollment tracking, investment oversight and performance reporting — a service mix that is less common among peers of this size. The firm also maintains an institutional relationship with its custodian platform for technology and execution support and furnishes ERISA-related fiduciary disclosures to plan clients.

To learn more about the advisors currently working at Forty4 Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Frank Byskov	Bethesda, MD	11

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence. Show more

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation. Show more

We review transparently

Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you. Show more

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support