Forward Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$22,914,000
Clients
40
18% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
40
HighAverage account size
$572,850
About
Forward Financial Advisors serves individuals and high‑net‑worth individuals with ongoing portfolio management and financial planning services. The firm prepares an Investment Policy Statement for each client and provides monthly reporting through custodial statements.
The firm’s investment approach combines fundamental analysis and modern portfolio theory and generally favors long‑term trading strategies while acknowledging active trading risks in certain exchange‑traded products. FFAL requires use of a specific custodian and documents client risk tolerance and review triggers, with portfolio reviews conducted at least monthly by the firm’s principal.
Distinctive features include a material insurance business: the firm operates a DBA insurance agency and places annuities and other insurance products through a broker‑dealer, creating potential commission conflicts that the brochure discloses and addresses. The brochure also discusses market‑timing and regular trading risks for ETFs, and notes the firm’s principal devotes a substantive monthly time commitment to the insurance activities, which may affect how insurance and advisory services are offered.
Client services
Financial planning
Portfolio management
Market timing
Expertise
Annuities
Long-term care insurance
Life insurance needs analysis
General retirement planning
College savings (529s, UTMA, etc.)
Fee options
1.00% annually
Negotiated hourly fee between $150 and $250
Main office location
Forward Financial Advisors, LLC
North Bay Village FL, United States
Number of offices
1
Most active in
Forward Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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