Forward Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm is an independent, single‑advisor registered investment adviser that serves individual and high‑net‑worth clients. It provides comprehensive financial planning and discretionary portfolio management, covering areas such as cash flow and debt management, retirement and college planning, employee benefits optimization, estate planning, tax considerations, and a two‑hour DIY consultation for limited‑scope questions.
The firm’s investment approach is grounded in Modern Portfolio Theory and primarily employs passive management, favoring strategic asset allocation across asset classes using mutual funds and ETFs rather than frequent individual‑stock trading. Portfolios are generally managed on a discretionary basis and the adviser integrates planning and investment management, while also offering standalone portfolio management engagements when requested.
What is distinctive is the firm’s very small client roster and modest assets under management relative to peers, combined with an uncommon advisory structure that emphasizes fixed annual planning engagements alongside separately arranged portfolio management and a short, paid DIY session option. The firm also leverages modern custodial platforms (including access to Altruist’s model marketplace and Schwab custody) and discloses reliance on a single principal for portfolio management as a material operational risk.
Client services
Expertise
Fee options
$500 for 2-hour Move Forward DIY financial consultation session
1.25% annually
$250 per hour (for financial planning service termination fees)
Minimum fee: Fixed annual fee ranging from $8,000 to $10,000 per year, negotiable
Main office
Germantown TN
Advisors at this office
1
Most active in
Tennessee · Texas
Also doing business as
Forward Financial Planning · Forward Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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