Forward Financial Planning LLC

Forward Financial Planning is a registered investment adviser that serves individual clients, including high‑net‑worth households, as well as employer plan sponsors and small‑business owners. The firm offers financial plan development, ongoing financial planning, project‑based consulting, investment management (available only to clients engaged in ongoing planning), retirement plan consulting for employer plans, and optional tax‑preparation services for advisory clients.

The firm generally employs a passive investment approach centered on ETFs and mutual funds and uses methods such as Modern Portfolio Theory, long‑term holdings, and technical/charting analysis as part of its investment process. New advisory relationships typically begin with a Financial Plan Establishment engagement before ongoing services are provided; the firm can manage accounts on a discretionary basis and may utilize outside managers when appropriate.

Compared with many solo independent advisers, the firm has expanded into ERISA fiduciary retirement plan consulting and provides in‑house tax preparation to clients, services that are less common for a one‑advisor practice. The firm’s principal maintains full‑time employment outside the advisory business and the firm leverages contemporary custodial platforms and a model‑marketplace approach to implement portfolios, which influences how third‑party model solutions and custodial services are used.